Senior Product Manager, Portfolio Strategy and Integration

Work Location: Toronto, Ontario, Canada. Hours: 37.5. Line of Business: Product Management. Pay Details: $115,600 - $163,200 CAD.

Department Overview

The Deposits ART within the Personal Savings & Investing (PSI) business is responsible for the product management, pricing, and growth of TD's savings and term portfolios. We seek self‑motivated individuals who want to work in a fast‑paced and high‑impact business unit that delivers results. As a key member of the Deposits ART leadership team, the Senior Manager, Portfolio Strategy & Integration will own the analytical and strategic engine that drives deposit growth — translating market, competitive, and portfolio signals into prioritized action across Savings (rate‑sensitive non‑term balances) and Term/GIC, viewed in the context of the total deposit book.

Responsibilities

• Own portfolio and market analytics interpretation for personal deposits — reading Flow of Funds, runoff, balance, and margin dynamics to determine where the portfolio is gaining and losing, and why, with a primary focus on rate‑sensitive Savings balances and Term/GIC.
• Partner with the AI2 function on model production while owning what the output means and the decisions that follow from it.
• Shape and prioritize the analytics agenda in partnership with the AI2 function — defining the questions that matter most, sequencing what gets built, and ensuring analytical capacity is directed at the highest‑value deposit growth and retention problems.
• Own the capability roadmap and prioritization framework for the Deposits ART — establishing and maintaining the criteria and cadence by which the team decides what to work on, and in what order.
• Lead competitive intelligence, benchmarking, and market share analysis — maintaining a live view of the Canadian deposit market, including digital challengers and traditional competitors, quantifying TD's position and trajectory, and translating movements in the market into implications for our positioning and pricing posture.
• Own targeting and personalization strategy — defining which customers and segments to pursue and how, working with AI2 on the underlying models and with Shopping & Buying, Marketing and Channels on execution.
• Codify the campaign playbook — turning what works into a repeatable acquisition and retention playbook rather than a series of one‑off campaigns and feeding learnings back into the prioritization framework.
• Provide thought leadership and subject matter expertise for deposit portfolio strategy, and participate in knowledge transfer within the team and business unit.
• Build and maintain effective relationships with key internal stakeholders (e.g. Analytics, Product, Pricing, Technology, Marketing, Channels, Finance, Treasury, Wealth, etc.) and external sources (Investor Economics, Argus, Curinos, etc.) to ensure customer needs and market realities are reflected in strategic decisions and in the development of options, solutions, and alternatives.
• Manage and deliver ongoing reporting for senior executives, including the strategic narrative and supporting evidence base for steering committee and leadership decisions.
• Where the role carries dedicated and deployed resources, including analyst support, support their development and direct their work toward the initiatives with the largest impact.

Qualifications

• Undergraduate degree or product management certificate, and/or seven (7) or more years relevant experience.
• Demonstrated depth in both analytical and strategic disciplines — able to build and interrogate a model directly, pressure‑test analysis produced by others, and translate ambiguous or conflicting signals into a clear, defensible, and sequenced point of view on what to do. This dual strength is the defining requirement of the role.
• Advanced knowledge of and ability to conduct portfolio analysis, market and competitor analysis, business casing, forecasting, and the interpretation of margin and balance dynamics.
• Experience in retail banking deposits, or a closely adjacent domain (wealth, fintech, lending), where the candidate has owned portfolio, growth, or pricing strategy. Experience with deposit products is considered a significant asset.
• Proven ability to influence and integrate across teams without direct authority — directing demand onto shared functions and aligning partners through evidence and framing rather than positional control.
• Proven customer‑centric, strategic thinking with a track record of delivering superior business results.
• Experience impacting and influencing senior stakeholders to align on key decisions that have a positive pan‑TD and customer impact.
• Keen understanding of the distribution channel ecosystem, trends, and customer needs.
• Managing change – ability to succeed in an environment where there may be significant ambiguity and ever‑evolving circumstances.
• Exceptional relationship management skills.
• Excellent verbal, written, presentation, and problem‑solving skills.
• Superior business acuity and ability to leverage data to support decision‑making.
• Organizational awareness – a sound understanding of TDBG to understand who to contact or which business to engage to identify solutions and resolve issues.
• Where applicable, experience leading or developing analytical talent, with the ability to direct multiple priorities toward the highest‑impact initiatives.

Total Rewards

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well‑being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well‑being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.