Senior Credit Analyst, Commercial Mortgage Group

Description

The CMG Commercial Senior Analyst is responsible for managing an assigned portfolio of Commercial mortgage (Retail/Office/Industrial…etc) customers primarily originated in a CBC or as a direct relationship. The SA demonstrates sound credit knowledge, Commercial mortgage product expertise and has analytical, negotiating, problem‑solving, multi‑tasking and organizational skills. The SA focuses on risk management including in‑depth mortgage analysis, deal structure, monitoring and control and overall portfolio management. Supporting growth objectives, the SA works closely with CMG Originators and CBC"s to underwrite new Commercial mortgage opportunities and maximize retention of existing client relationships. The SA is a Commercial mortgage product specialist and effectively communicates with customers, internal contacts and external referral sources.

Job Requirements

• Support CMG business growth goals by assisting CMG Originators and CBC"s in obtaining new business through structuring new deals and preparing competitive credit submissions in a timely manner.
• Support CMG and individual retention goals by proactively managing term renewals and expanding opportunities with existing clients.
• Contribute to CMG Economic Profit goals by supporting growth in new loan volumes and meeting retention and loan fee targets.
• Assist with developing and implementing continuous process improvement to maximize results while ensuring effective risk assessment and management.

Other Qualifications / Skills / Experience

• The successful candidate will be a strategic thinker, motivated to achieve results in a high volume environment.
• Strong organizational skills with the ability to successfully manage multiple key strategic initiatives simultaneously.
• Successful candidates will be results‑driven and possess excellent verbal and written communication skill.
• A combination of Commercial Banking, credit risk management, operations and portfolio management skills would be considered assets.

Benefits

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well‑being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well‑being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.