Underwriter

Infotek Consulting Inc. provided pay range

This range is provided by Infotek Consulting Inc. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

CA$35.00/hr - CA$45.00/hr

Direct message the job poster from Infotek Consulting Inc.

Executive Director, CSO Infotek Consulting Services

Now Hiring: BILINGUAL French Intermediate Underwriter (Contract to Potential Full Time)

Location: Montreal, QC (Hybrid) Or Toronto

Start Date: February 2026

Duration: 6 months potential to fulltime

Positions Available: 4

We are seeking experienced Bilingual French Intermediate Underwriters to support a growing Credit Adjudication team focused on Infrastructure and Real Estate Secured Lending . This is an excellent opportunity to join a large financial institution with strong training, high exposure, and potential conversion to full time based on performance and business needs.

Work Model

• Hybrid schedule with onsite presence once per week for the first five weeks of training

About the Role

As an Intermediate Underwriter, you will support day-to-day underwriting operations by reviewing and adjudicating residential mortgage and real estate secured lending applications . You will assess risk, make lending decisions within your approval authority, and collaborate closely with internal partners to ensure timely and high-quality outcomes.

This role requires strong underwriting judgment, comfort managing volume, and the ability to clearly articulate credit decisions.

Key Responsibilities

• Negotiate, approve, decline, or recommend residential mortgage and real estate secured and unsecured applications within established lending guidelines and approval limits
• Review and assess income, down payments, property details, third-party reports, and supporting documentation
• Apply sound risk assessment and mitigation strategies, including making and documenting exception rationales
• Escalate applications exceeding authority limits with clear recommendations
• Manage high volumes while maintaining accuracy, quality, and turnaround targets
• Communicate effectively with internal business partners and external stakeholders such as insurers, appraisers, and solicitors

What Sets This Role Apart

• Extensive onboarding and training program designed to set you up for success
• Opportunity to grow within a large financial institution
• Exposure to complex secured lending decisions
• Potential extension or conversion to full time based on business needs

Must-Have Qualifications

• 3 to 4 years of retail mortgage underwriting experience, primarily residential
• Bilingual in French and English
• Strong experience in Real Estate Secured Lending (RESL)
• Demonstrated decision-making authority in underwriting
• Experience reviewing income, down payments, offers, and supporting documentation
• Proven ability to assess and document underwriting exceptions
• Solid understanding of credit risk and risk mitigation

Nice to Have

• Broker or underwriting course completion
• Strong Outlook and Excel skills
• University degree
• Familiarity with Canadian lending rules and regulations

Soft Skills We Value

• Excellent written and verbal communication
• Strong attention to detail
• Adaptability and willingness to learn

Additional Notes

• Hands-on underwriting decision experience is critical
• Candidates must be comfortable working with performance targets related to quality, productivity, and accuracy
• Previous experience in target-driven environments is strongly preferred

If you are an experienced underwriter looking for your next challenge with growth potential, we would love to connect.