Sr. Application Developer (Ingenium/COBOL)

Application Deadline: 05/28/2026

Address: 250 Yonge Street

Job Family Group: Technology

Recognizes that a developer's success lies in the understanding of core processes of the business unit and its requirements, also aligning with the architecture patterns and technology strategy. Drives the overall software development lifecycle including working across functional teams to transform requirements into features, managing development teams and processes and conducting software testing and maintenance. Applies deep knowledge of algorithms, data structures and programming languages to develop high quality technology applications and services – including tools, standards, and relevant software platforms based on business requirements.

Roles & Responsibilities

• Conceive and write detailed software implementations/code while ensuring that their code/configurations adhere to the security, logging, error handling, and performance standards and non‑functional requirements.
• Writes, configures and integrates code to create the software that aligns with requirements, architecture patterns and technology standards.
• Decomposes business requirements and translates them into detailed design specifications and code.
• Design, Develop, test, and maintain applications using COBOL and AS400 CLP.
• Assesses impact of design decisions to the computer solution/product/service being developed (i.e. performance, schedule, budget, downstream component/system impact, quality, etc.) and recommends alternate/creative solutions for mitigation/optimization if required.
• Analyze and optimize application systems, monitor, track and enhance performance and addresses any issues (maintenance).
• Supports production issues, includes independently completing root‑cause analysis and diagnosis.
• Understands the implications of various components (including technology strategy & architecture) to the overall design of a program, system, or ecosystem.
• Leads/conducts detailed code‑reviews and provides feedback in a constructive manner.
• Designs solutions, writes code, performs unit testing, develops appropriate artefacts / documentation, and facilitates final delivery.
• Devises new algorithms and data structures for target environment and platform attributes in alignment with architectural patterns.
• Recommends or automates approaches to streamline and integrate technological processes and/or systems to improve operational efficiency and effectiveness.
• Supports the management of specific project deliverables & outcomes.
• Works independently and regularly handles non‑routine situations.
• Performs unit, integration and regression testing to verify the functionality as per the project requirements or functionality of the mainframe systems.

Qualifications

• Have 10+ years of experience with IBM AS400 CLP, COBOL, in an Ingenium PAS environment.
• Development experience in INGENIUM (Versions 5.x – 7.x).
• Knowledge or related experience working in a systems development or production environment supporting life insurance applications.
• Knowledge of software development practices, concepts, and technology obtained through formal training and/or work experience.
• Knowledge of technical/business environment and processes, of life insurance products (whole life, term, disability, universal life, wealth, and health products).
• Able to demonstrate hands‑on knowledge of INGENIUM product and business process functionality.
• Knowledge of creating documentation using JIRA and Confluence.
• Ability to understand testing requirement, prepare test plan, write and execute test cases.
• Understand functional aspects and technical behavior of the underlying operating system, development environment, and deployment practices.
• Have facility with and understanding of the ecosystem that code operates in.
• Good verbal & written communication skills.
• Good collaboration & team skills.
• Analytical and problem‑solving skills – in‑depth.

Salary and Pay Type

Salary: $75,900.00 – $141,900.00

Pay Type: Salaried

The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part‑time roles will be pro‑rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance‑based incentives, discretionary bonuses, and other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit our benefits page.

Equal Employment Opportunity

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.