Senior Underwriter, Commercial Lines

Company: Sovereign Insurance
Department: Underwriting
Employment Type: Regular Full-Time
Work Model: Hybrid (2 days in office)
Language: This role operates in English.
Additional Information: This/these role(s) is/are currently vacant

The Opportunity:

At Sovereign Insurance, a wholly owned subsidiary of The Co-operators General Insurance Company, we believe leadership is shaped by purpose, collaboration, and meaningful contribution. When you grow, we grow — your success crowns ours.

We value diverse perspectives, bold ideas, and people who lift others up. Here, your initiative matters, and your efforts help build the resilience of the Canadian businesses and communities we serve.

That shared commitment strengthens our culture and moves us forward — together. That’s the Crown Effect.

The Sovereign General Insurance Company is looking for a dynamic individual to join our Commercial Underwriting Team. The successful candidate will be adept at analyzing risks and providing creative solutions to brokers. The ideal candidates will have the ability to influence and inspire others through their enthusiasm and provide exceptional customer service to our broker force.

How you will create impact:

• Contributing to the profitable growth of a portfolio through underwriting expertise, service excellence, new business acquisition, renewal retention and endorsement activity, with accountability aligned to role level and authority, and in support of our target appetite and growth objectives.
• Develop and maintain new relationships with partners by marketing Sovereign’s unique value proposition and capitalizing on opportunities for viable insurance solution expansion. This includes attending client meetings, delivering presentations or workshops, attending events, as well as and engaging and connecting relevant internal stakeholders.
• Underwriting and quoting new business, renewals and endorsements in accordance with underwriting guidelines, authority levels, service standards and profitability objectives.
• Building and maintaining productive relationships with brokers to support effective collaboration, service delivery and business development opportunities.
• Collaborating with colleagues and internal partners to support team, department and organizational objectives, including written premium and profitability targets.
• Providing guidance, training and mentorship to less experienced team members, sharing technical expertise and supporting their ongoing development.

To join our team:

• Minimum of 5 years of Commercial Underwriting experience, with experience managing complex commercial risks.
• Demonstrated expertise in Construction and Manufacturing underwriting, with a solid understanding of industry specific risks and exposures.
• Strong analytical skills, with an understanding of key underwriting metrics to support effective portfolio management and decision making.
• Proven project and change management skills, with the ability to deliver on deadlines, manage competing priorities, and adapt to changing business needs.
• Chartered Insurance Professional (CIP) designation an asset.

How you will succeed:

• You thrive on delivering our exceptional client experience through positive and engaging relationships; embracing accountability to achieve effective results.
• You ensure your day to day actions are in harmony with the company’s purpose, vision, and values even when challenged.
• You are open and adaptable to changing conditions with a natural curiosity to explore and try new approaches.
• You value cooperative and collaborative dialogue because diverse perspectives offer more creative and productive solutions.

What you need to know:

• Detail oriented work that requires a high degree of mental concentration for extended periods of time.
• You will be subject to a background check as a condition of employment, in the event you are the successful candidate.
• This position will operate on a hybrid work posture which will require an in-office presence of at least twice a week.

What’s in it for you?

• Room to grow with confidence — build your career, contribute your ideas, and see the impact of your work.
• A culture that values you — inclusive, collaborative, and respectful, where different perspectives are encouraged and heard.
• Rewards that recognize you and the work you do - competitive salary and variable compensation, benefits and pension, paid time off, development and recognition programs.
• Support for your well-being — a holistic approach to physical, mental, social, and financial wellness.
• Pride in purpose — being part of a Canadian organization dedicated to protecting Canadian businesses and the communities they serve while giving back through volunteering, donations, and national initiatives that help build a more sustainable future.

Salary information

“Expected salary/hourly range $83,774 - $133,700+” (min-max, full range)

Salary placement

“The salary amount for the successful candidate is determined by Sovereign in its discretion and will vary depending on several criteria including but not limited to: local market conditions, geography and relevant job-related factors such as knowledge, skills, qualification, experience and education.”

“Employees may also have the opportunity to participate in incentive programs and earn additional compensation tied to individual and/or business performance, or other business metrics.”