Product Owner I - Deposit Products & Services

Work Location:
Toronto, Ontario, Canada

Hours:
37.5

Line of Business:
Enterprise Enabling Functions

Pay Details:
96,900 - 136,800 CAD

This role is eligible for a discretionary variable compensation award that considers business and individual performance.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

The Run My Business (RMB) Journey has embarked on an exciting series of initiatives to grow and enhance TD's deposit and transaction banking business. Reporting to the Senior Manager Commercial Deposits and Cash Management Services (CMS), the Product Owner Is responsible for go-to-market strategies for deposit and liquidity products for Commercial Banking clients. The Product Owner's accountabilities will focus on a suite of deposit products used by Commercial Banking clients including: Canadian and US Dollar operating accounts, savings accounts, term and GIC deposits; as well as deposit services including debit block, cash concentration and sweep structures as well as liquidity optimization solutions. The objective of the role is to help deliver innovative solutions that drive client growth while ensuring regulatory compliance and profitability.

Job Responsibilities:

• In collaboration with Product Factory partners, define the strategy, roadmap, and delivery of business deposit and liquidity management products for Commercial Banking clients.
• Drive deposit growth, profitability, client adoption, and retention by translating market trends, competitive insights, and client and sales feedback into prioritized product features and process enhancements.
• As the product owner within an agile delivery model, translate business requirements into clear product and technical specifications, partnering closely with technology, operations, sales, and external vendors (as applicable) to modernize the client experience across digital and assisted channels.
• Serve as primary subject matter expert for business deposit and liquidity products, supporting day-to-day inquiries and enabling frontline and operational teams.
• Responsible for maintaining regulatory, compliance and control framework across the product suite, including AML, legal, privacy, and operational risk requirements; accountable for managing governance approvals with Legal, Compliance, Fraud, Operational Risk Management (ORM), and other control partners.
• Maintain and refresh product documentation and sales enablement materials.
• Support volume and transaction forecasting, contributing to P&L management and growth objectives.

Job Requirements:

• Strong knowledge of Business Banking processes, products/ services and clients, ideally with previous experience in business deposits and liquidity management.
• Thought leadership/ industry knowledge in deposit products.
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.
• Ability to work independently with limited guidance; take ownership of deliverables; navigate ambiguity.
• Ability to analyze, organize and prioritize work while meeting multiple deadlines.
• Experience with agile methodologies preferred.
• Ability to communicate effectively with both business and technology stakeholders in both verbal and written form.
• Ability to work collaboratively and build relationships across teams and functions.
• Ability to work with Microsoft Word, Excel, and PowerPoint
• Successful candidate will need to meet Business Banking return to office standards.
• Undergraduate degree or product owner / management certificate and / or 5+ years of relevant experience.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process
We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):
Sans Objet