FIU Analyst (Waterloo)

Job Overview

The Financial Investigations Unit (FIU) is responsible for complying with anti-money laundering/anti-terrorist financing (AML/ATF) regulations on behalf of all Canadian domiciled entities of Manulife, including Manufacturers Life Insurance Company, Manulife Investment Management Limited, Manulife Wealth, Manulife Investments, and Manulife Bank and Trust. Reporting to the Financial Investigations Unit Program Manager, the FIU Analyst will handle investigation and case management of watch list scanning and transaction scenario monitoring across all lines of business in accordance with Manulife’s AML/ATF policies and procedures.

Responsibilities

• Conduct AML assessments based on referrals from Business Areas and determine the appropriate course of action based on unusual activity.
• Assess daily transaction monitoring alerts, understanding the indicators, facts, and context of the transaction activity.
• Investigate and assess the risk of alerts identified by Manulife’s customer risk assessment tools using judgment and knowledge of money‑laundering patterns to determine whether transactions are suspicious, conduct investigations, make recommendations on appropriate actions, and document details of suspicion where required.
• Maintain proper records and audit trails of investigation activity and disposition actions for all alerts, ensuring compliance with regulatory filing requirements.
• Assess daily ATF/PEP/Country watch list alerts to determine if a watch‑list record has a business relationship with Manulife and perform enhanced due diligence as required with appropriate reporting.

Required Qualifications

• 2+ years of AML/ATF experience.
• Understanding of AML/ATF regulations and risk management.
• Effective analytical skills and strong oral and written communication skills.
• Strong time management with ability to take responsibility and operate independently to ensure compliance objectives are achieved.

Preferred Qualifications

• Solid experience with AML/ATF management & reporting systems (e.g., PRM, FCRM, FWR).
• Strong knowledge of all Manulife products, processes, and systems.
• Banking and/or Securities sector AML/ATF experience.
• CAMS certification.
• Bilingual in French.

Compensation and Location

Salary Range: $51,975.00 CAD – $86,625.00 CAD.Location: Waterloo, Ontario.Working Arrangement: Hybrid.

Equal Opportunity Employer

Manulife is an equal opportunity employer, embracing diversity and committed to fair recruitment practices.