Credit Analyst
$40 - $125 per hourTemporary
DataAnnotation
Pay: up to $40 – $125+ /hour (depends on task difficulty and specialization)
Location: Remote · Type: Independent contractor · Hours: Flexible hours · Payouts: Weekly
Overview
Models approve a borrower that any underwriter would flag: cash-flow coverage computed off the wrong line, covenants that don't bite, a rating that ignores where we are in the cycle. Someone has to find the default risk hiding in a clean-looking spread, and that someone is you.
As a Credit Analyst you'll evaluate AI-built underwriting and credit analysis, check the coverage and the risk, and write the judgments that teach models how lending decisions are really made.
What you’ll actually do
- Underwrite AI credit analysis : cash-flow coverage, leverage, and the ability to actually service the debt.
- Test the risk assessment : covenants, collateral, and the downside the model rated away.
- Write the credit decision when the model falls short, with the reasoning a credit committee expects.
Roles this fits
Common backgrounds: Credit Analyst, Underwriter, Credit Risk Manager.
What we look for
- Experience in credit analysis, underwriting, or credit risk.
- Fluency reading financial statements and structuring or assessing debt.
- Clear written English: your explanations are the training signal.
- No degree required. We care about what you can do, not where you learned it.
Compensation
Up to $40 – $125+/hr depending on task difficulty and specialization. Many contributors add $10k–$100k+ a year; some make it their full-time income.
About DataAnnotation
DataAnnotation is where 100k+ experts train the world’s leading AI models. $150M+ paid to contributors to date, and the average contributor stays 5+ years. Flexible, remote, and always project-available.
How it works
Apply, pass the qualification assessment, then pick up paid projects whenever you want and get paid weekly.
Vacancy posted 7 days ago
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