Portfolio Manager - Treasury & Payment Solutions

The Portfolio Manager is a client-facing sales professional responsible for driving revenue growth through consultative sales of treasury management and payment solutions. This role focuses on acquiring new clients, expanding existing relationships, and positioning the bank as a strategic partner for cash flow, liquidity, and working capital optimization.

Leveraging deep industry knowledge and relationship management expertise, the incumbent identifies client needs, delivers tailored treasury and payments solutions, and partners with internal stakeholders to ensure seamless implementation and an exceptional client experience, all while maintaining strong regulatory and risk management standards.

Key Responsibilities

Sales & Business Development

• Drive new business acquisition and portfolio growth through consultative sales of treasury management and payment solutions to commercial clients.
• Manage the end-to-end sales lifecycle, including prospecting, needs analysis, solution positioning, pricing discussions, negotiation, and closing.
• Respond to client inquiries related to products, pricing, and implementation with clarity, urgency, and a sales-focused mindset.
• Conduct strategic sales conversations that introduce innovative treasury and payments solutions, demonstrate value, and address client pain points.
• Build advocacy and adoption of the bank’s industry-leading digital treasury and payment solutions, positioning them as essential tools for clients’ business success.

Treasury, Payments & Advisory Expertise

• Deliver tailored treasury management and payment solutions, aligning client operational needs with best-in-class banking capabilities.
• Analyze client financial and transactional data to recommend customized solutions that optimize cash management and working capital efficiency.
• Monitor trends such as overdrawn accounts and usage patterns to identify risk, compliance considerations, and sales opportunities.
• Stay current on treasury, payments, and fintech trends, using market insights to strengthen client discussions and sales strategies.

Implementation & Cross-Functional Collaboration

• Partner with implementation, product, risk, and operations teams to ensure smooth onboarding and timely delivery of treasury and payments solutions.
• Coordinate implementation activities, ensuring documentation, pricing, timelines, and deliverables align with client expectations.
• Support continuous improvement initiatives to streamline sales and implementation processes and enhance the overall client experience.
• Provide feedback to product and strategy teams to shape solutions that better meet evolving client needs.

Market Presence & Brand Ambassadorship

• Represent the bank at industry forums, client events, and community engagements to strengthen brand presence and generate new business opportunities.
• Leverage market and industry insights gained through networking to inform sales strategies and client conversations.

Qualifications

Experience & Education

• 3–6 years of progressive experience in treasury management, payments, financial services sales, with a strong client-facing or revenue-generating focus.
• Bachelor’s degree is an asset; Business Administration, Finance, Accounting, or related discipline preferred (or equivalent experience).

Solid knowledge of

• Treasury Management
• Cash & Liquidity Management
• Payment Technologies & Digital Solutions
• Working Capital Optimization
• Financial & Data Analysis
• Risk Assessment & Regulatory Compliance
• Strong business acumen with the ability to translate complex treasury concepts into clear, client-focused value propositions.
• Excellent oral and written communication skills in English and French.
• Highly organized, detail-oriented, and comfortable managing multiple priorities independently.
• Strong problem-solving skills and the ability to exercise judgment in complex situations.

Why This Role Appeals to Sales Professionals

• High-impact, client-facing sales role within treasury and payments
• Opportunity to work with strategic, high-value clients
• Emphasis on consultative selling, solution design, and relationship growth
• Access to a robust suite of market-leading digital treasury solutions
• Strong partnership with product and implementation teams to drive client success

Salary

$53,200.00 - $98,300.00

Pay Type

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit:

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.