Underwriter or Senior Underwriter, Construction

Department :

Underwriting

Location:

Toronto, Calgary, Vancouver, Montreal, Halifax

Reports To :

Head of Construction

Company Overview:

Liberty Mutual Canada is the Canadian operation of Liberty Mutual Insurance Company. We offer a broad suite of commercial insurance products and solutions to mid-size and large Canadian companies with Canadian, North American and/or multinational risks. Liberty Mutual Canada has over 300 employees and services its clients coast-to-coast from our regional offices in Vancouver, Calgary, Toronto, Montreal and Halifax.

At Liberty Mutual Canada, diversity is about all of us. Our promise to you is a culture that is collaborative, rewarding and empowering. We are committed to attracting and retaining employees across all dimensions of diversity and believe that recognizing, appreciating, and applying the unique insights, perspectives and backgrounds of each person cultivates an atmosphere of trust and respect. At Liberty Mutual Canada, our values are to foster a high-performing, equitable and inclusive culture where the best talent of all backgrounds can bring their whole selves to work and succeed.

If you are unsure whether or not your experience matches every requirement below, we encourage you to apply anyway. We are looking for varied and diverse perspectives and experiences that we can add to our team!

Our core values guide all of our decision-making and come to life through our benefits and employee programs. We offer:

- A premier flexible work environment (a combination of on-site & remote work) supporting our employees in their pursuit of a healthy work-life balance

- Competitive health & dental benefits plan

- Market-leading pension plan

- Competitive time off policy

- External education & tuition reimbursement programs

- Employee & Family Assistance Programs

- An opportunity to get involved and become a member of one of our national employee committees – social responsibility, employee engagement, diversity, equity & inclusion

The Opportunity:

We’re looking for an Underwriter or Senior Underwriter to join our growing Construction team! This individual will be accountable for underwriting and profitably growing a Construction portfolio spanning property and casualty lines on an annual and project basis — focusing on P&C commercial package, automobile, contractors’ equipment as well as the possibility of builders risk and wrap-up. They will manage relationships with key broker partners and clients and provide valuable input into operational improvements.

Duties & Responsibilities:

• Manage a portfolio of new and renewal Construction business, significantly contributing to the segment’s profitable growth nationally.
• Collaborate with internal teams (risk services, actuary, claims) to achieve profitable growth through technical research and relationship building.
• Significantly contribute to new business goals by maintaining a quality pipeline of prospects through targeted marketing, cross-selling and account rounding efforts with our key broker partners.
• Ensure proper risk selection, exposure review, setting of profitable terms and conditions, file documentation, adherence to underwriting guidelines and strategies.
• Support team’s overall underwriting knowledge through handling of referrals, sharing of best practices and formal/informal training.
• Coach, mentor, and train colleagues on underwriting, business development, negotiation skills, and other necessary soft skills to ensure their ongoing professional development.
• Responsible for relationship management with key brokers, clients, and prospects to ensure exceptional service and gather market intelligence to expand Liberty’s product and service offerings.
• Collaborate and manage multi-line account solutions while highlighting differentiators in product offerings and value propositions.
• Propose alternate solutions to existing underwriting processes to improve service and simplify our business, and act as an early adopter of new systems and processes.
• Commitment to continuous learning and development through attendance at industry events, relevant seminars, and courses, and learning from existing Liberty expertise.
• Other duties and projects as assigned.

Skills & Qualifications:

• A minimum of 3-5 years’ experience underwriting Construction lines.
• Experience in underwriting construction insurance required.
• University degree with a focus in business, engineering or applied science considered an asset.
• Proficient in understanding of policy wordings and their impact on claims scenarios.
• Self-starter with proven analytical skills and a track record in a solutions-oriented approach to underwriting that drives profitable growth.
• Experience working within a guideline framework, underwriting authorities and protocols.
• Demonstrated broker relationships with global, national and regional brokers.
• Comfortable with critical thinking and a growth mindset, with thoughtful consideration of diverse perspectives during decision-making and respectful of differences.
• Able to respectfully give and receive positive and constructive feedback.
• Effective at managing internal and external meetings with professionalism and clarity while driving mutual accountability for results.
• Effective at change management and adapting to new systems and processes.
• Helps drive innovation through a growth mindset, viewing roadblocks as opportunities for growth and supporting new idea testing, training, and ongoing monitoring of changes.
• Excellent communication, organizational and time management skills.
• Collaborates well across business units.

Liberty Mutual Canada is committed to pay transparency and fair, equitable hiring. For roles based in Ontario and British Columbia, we publish a Target Hiring Range in compliance with the Ontario and British Columbia Pay Transparency Act.

This posting is for an active, current vacancy.

Target Hiring Range:

Underwriter: CAD $80,000-$95,000 per year (base salary).

Senior Underwriter: CAD $100,000-$140,000 per year (base salary).

This range represents the expected annual base salary for this role, however, offers above the published maximum may be approved with appropriate business authorization. Final offers will be determined based on each candidate’s qualifications, relevant experience, internal equity, and the needs of the role. The posted range does not include variable compensation (bonus), allowances, or benefits. We encourage all qualified candidates to apply.

We do not use AI‑based screening tools in our hiring process. Candidates who complete an interview and remain under consideration may request, and will receive, feedback within 45 days.

Liberty Mutual Canada is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require an accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.