Staff Product Manager, Affirm Bank

At affirm, we exist for the moments that matter - giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

Affirm is building its own bank - and this role sits at the center of that ambition. We’re looking for a Staff Product Manager who has shipped a consumer-facing deposit or fintech product to market. You’ll own the end-to-end bank product: launching the deposit product to consumers, operationalizing a new bank charter within affirm’s ecosystem, driving loan originations through the bank entity, and ensuring seamless integration across affirm’s platform. This is a rare opportunity to build a foundational new business line from the ground up - one that will reshape how affirm funds, serves, and grows relationships with its consumers. You’ll work at the intersection of regulated banking, platform engineering, and consumer products to bring affirm’s bank to life.

What You’ll Do

• Serve as the single-threaded product owner across deposits, loan originations, banking compliance, and operations. You are the person who holds the full picture of how the bank works within affirm’s ecosystem - and you drive it forward.
• Partner cross-functionally with Engineering, Marketing, Branding, Content, and Design to shape the consumer deposit experience and go-to-market strategy, including owning positioning, launch sequencing, and consumer-facing messaging for the deposit product.
• Own the roadmap for the deposit product on a go-forward basis, scaling from early launch to a multi-billion-dollar deposit base and making strategic decisions about how deposits integrate with affirm’s credit products and broader consumer experience.
• Collaborate cross-functionally across affirm’s internal teams and with our external vendors to ensure stakeholders are aligned on the vision for launch.
• Partner with Legal, Compliance, Risk, and the Bank’s executive team to drive bank operations readiness - regulatory readiness, process maturity, and vendor selection and integration (deposit core, fraud, KYC).
• Communicate strategy and tradeoffs to senior leadership and the Bank Board, and build alignment across Engineering, Legal, Compliance, Treasury, and Capital Markets.

What We Look For

• 6+ years of product management experience, with demonstrated ability to operate as a strategic, independent leader on complex, ambiguous initiatives
• Experience growing or launching a regulated consumer-facing product in the financial services industry with go-to-market experience
• Proven program leadership at scale - you have owned high-visibility cross-functional launches across many stakeholders, with direct exposure to leadership
• Strong technical fluency - you are comfortable working with engineers on system design, data models, API architecture, and core banking platform integrations
• Exceptional written and verbal communication - you can distill complex regulatory and financial concepts into clear, compelling narratives for diverse audiences, including regulators, executives, and engineering teams
• Proficiency with AI-assisted tools (e.g., Claude, Cursor) to accelerate your own work and raise the bar for quality and speed
• Bachelor's degree in a related field or equivalent practical experience

Pay Grade - P

Equity Grade - 7

Employees new to affirm typically come in at the start of the pay range. affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

CAN base pay range per year: $181,000 - $241,000

This posting is for an existing vacancy.

Remote-first with flexibility built in

Affirm is proud to be a remote-first company. Most roles can be done from almost anywhere within the country of employment. Some positions may occasionally require in-person work at an affirm office, and a few are office-based due to the nature of the work. All new hires will be invited to attend an in-person onboarding experience.

Benefits Designed For You

• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Spending stipends: Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Time off to recharge: Flexible time off and generous holiday calendars help you rest when you need to.
• Own a piece of what you build: Our employee stock purchase plan (ESPP) lets you buy affirm stock at a discount.

We're committed to providing an inclusive interview process, including accommodations for candidates with disabilities. If you need support, we're happy to help.

For positions based in San Francisco or Los Angeles: affirm considers qualified applicants with arrest and conviction records, as required by law.

#J-18808-Ljbffr