Associate - Commercial Card - Product Manager - Transaction Banking Product

Job Summary
Work Location: Toronto, Ontario, CanadaHours: 37.5Line of Business: TD SecuritiesPay Details: $90,000 - $125,000 CADThis role is eligible for a discretionary variable compensation award that considers business and individual performance.TD is committed to providing fair and equitable compensation opportunities to all colleagues.Growth opportunities and skill development are defining features of the colleague experience at TD.Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Job Description
Support the execution of the Commercial Card product strategy and roadmap by managing assigned deliverables, product components, or defined workstreams.Assist with product lifecycle activities, including discovery, requirements gathering, business case support, testing, launch readiness, implementation, performance monitoring, and product enhancements.Conduct market, competitor, client, and industry research to identify trends, client needs, product gaps, and potential improvement opportunities.Gather, document, and help prioritize business and product requirements in partnership with clients, internal stakeholders, and more senior product managers.Coordinate with Sales, Technology, Risk, Operations, Marketing, Finance, Legal, Compliance, and external providers to support timely delivery of product initiatives.Participate in client and partner discussions to gather feedback, clarify needs, and translate insights into recommended product or process improvements.Develop and maintain product documentation, sales materials, implementation resources, training content, and internal communications.Track key product measures, including card usage, transaction volume, revenue, profitability, client adoption, and customer experience;
identify trends and elevate material findings.Support product risk and control activities by documenting issues, monitoring action plans, and helping ensure alignment with regulatory, operational, credit, and payment requirements.Assist in improving end-to-end product processes, including development, implementation, usage, reporting, feedback, and ongoing governance.Coordinate meetings, decisions, dependencies, risks, and action items across assigned initiatives, escalating barriers when appropriate.Prepare analyses, product updates, presentation materials, and recommendations for product leaders and cross-functional stakeholders.Maintain current knowledge of Commercial Card, payments, digital tools, regulatory developments, and competitor activity, and apply that knowledge to assigned responsibilities.Skills and Required Qualifications
3-5 years of Commercial Card, payments, treasury management, banking product, or closely related experience, including practical exposure to corporate payment solutions and product delivery.Foundational knowledge of Commercial Card products, payment processing, client needs, industry practices, and relevant risk and regulatory considerations.Experience supporting product initiatives, projects, implementations, enhancements, or operational improvements from planning through delivery.Ability to gather and document business requirements, organize information, identify dependencies, and follow through on assigned actions.Strong analytical skills, with the ability to interpret product performance, customer behavior, market information, and reporting to identify trends and support recommendations.Clear written, verbal, presentation, and client-facing communication skills, including the ability to explain information to both technical and non-technical audiences.Ability to collaborate across teams, build productive working relationships, and contribute effectively in a cross-functional environment.Demonstrated initiative, sound judgment, attention to detail, and structured problem-solving skills, with an openness to guidance and feedback.Ability to manage multiple priorities, meet deadlines, and produce consistent, high-quality work in a changing environment.Proficiency with Microsoft Excel, PowerPoint, and other analytical or reporting tools used to organize data and communicate findings.Ability to work independently on defined assignments while recognizing when to seek direction, raise risks, or escalation decisions.Bachelor’s degree or equivalent practical experience in business, finance, product management, technology, or a related discipline preferred.Who We Are
TD Securities offers a wide range of capital markets products and services to corporate, government and institutional clients who choose us for our innovation, execution and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry‑leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. Together, we are reimagining what banking can be for our clients, colleagues and communities.Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well‑being goals. Total Rewards at TD includes a base salary, variable compensation and several other key plans such as health and well‑being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development and reward and recognition programmes.Additional Information
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programmes and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programmes to help you unlock future opportunities.If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.We’re committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals.Here at TD, we hire and develop the best.Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.Language Requirement (Quebec only)
Sans ObjetOur Values
At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues and share a set of values that shape our culture and guide our behaviour. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.Our Commitment to Diversity, Equity and Inclusion
At TD we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities and feel respected and supported.We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.Helping to Make an Impact in Communities – TD Ready Commitment
TD has a long‑standing commitment to help drive progress towards a more inclusive and sustainable future.That’s why we launched the TD Ready Commitment in 2018, now a multi‑year North American initiative.Under the TD Ready Commitment we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security Vibrant Planet Connected Communities and Better Health.It’s our goal to help support change nurture progress and contribute to making the world a better more inclusive place for our customers colleagues and communities.Learn more:
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