Director, Origination & Structuring, Securitization

Job Responsibility:

Job Summary

What is the opportunity?

Purpose of Securitization Finance Group's Origination role is to market, structure, execute and monitor securitized transactions and to be responsible for providing high quality products and services for RBC's clients while at the same time generating a material source of revenue, favorable risk/return profile, cross-selling opportunities and client impact for RBC.

What will you do?

• Responsible for business generation within a specific asset class funded in the CAD conduits and / or directly on the RBC balance sheet
• Production of marketing material for existing and target clients
• Assist with client sponsorship review
• Participate in the Business Approval Process (Commitments Committee)
• Prepare credit write-ups (Transaction Request) that contain transaction terms and conditions. Coordination of review and approval of Transaction Request by Global Risk Management and the conduit equity provider (where applicable)
• Conduct client, seller, servicer due diligence. Prepare due diligence report
• Structure securitization transactions
• Work with clients and attorneys to develop and negotiate transaction documentation
• Liaison with rating agencies to obtain rating agency approval
• Review of monthly client Seller Report
• Preparation of annual renewals of existing transactions
• Run transaction returns and optimize financial resources consumed
• Maintenance of client relationships
• Prepare marketing material and help fixed income distribution group place public or private term asset-backed securities
• Proactively identify operational risks / control deficiencies in the business
• Prepare and manipulate Excel-based cash flow models of transactions
• Set up transactions on Securitization Finance's database (KME)
• Manage team members according to Managerial Excellence
• Manage rating agency relationships for the Canadian ABCP conduits
• Ongoing conduit management including money market desk relationship, ABCP investor relationships, monitoring liquidity coverage ratio, managing all trust documentation changes and all regulation changes that arise
• Provide regular updates on conduit performance and any regulatory or legal news

Managerial Excellence:

• Ensure that employees understand RBC vision, as well as support and reinforce targeted behaviors that contribute to RBC goals
• Provide focus and clarity in establishing individual goals, driving performance management, supporting career development and rewarding strong performance
• Leverage the value in unit, department, and enterprise-wide teams to develop better solutions and achieve a cross-enterprise mindset
• Accept and successfully execute change while supporting employees through the process, and keeping them focused on business priorities
• Understand and exemplify our people driven, client focused leadership model; driving impact, unlocking the potential of our people, adapt quickly, always learning
• Contribute to an exceptional employee experience through strong people leadership practices that amplify our Collective Ambition and exemplify the Leadership model to inspire, support and empower employees to achieve their potential
• Growth mindset and a focus on always learning; promotes a value based and inclusive workplace; embraces diverse styles and perspectives; actively mitigates bias and improves diversity representation

What you need to succeed?

• Prior securitization or credit product experience
• MBA or BS in finance, economics or marketing
• Solid understanding of credit markets
• Ambitious individual with strong presentation skills
• Possess strong written and oral communication skills
• Ability to prioritize and effectively manage a large workload in ahigh pressure environment
• Ability to multi-task with little supervision
• Ability to interact effectively & establish good working relationships with other personnel with internal and external clients
• High proficiency in Word, PowerPoint & Excel

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
• Leaders who support your development through coaching and managing opportunities
• Work in a dynamic, collaborative, progressive, and high-performing team
• Opportunities to do challenging work
• Flexible work/life balance options

Job Skills

Business Case Design, Competitive Markets, Decision Making, Financial Regulation, Financial Services Industry, Interpersonal Relationship Management, Negotiation, Product Services, Risk Management, Strategic Thinking

Additional Job Details

Address:

ROYAL BANK PLAZA, 200 BAY ST:TORONTO

City:

TORONTO

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

CAPITAL MARKETS

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-06-05

Application Deadline:

2025-06-13

Note : Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

I nclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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