Bank Credit Analyst

Reference 26000145
Responsibilities
CPM is responsible for the preparation of credit applications for annual reviews, new transactions, and amendments/waivers of existing transactions, as well as credit monitoring of existing portfolio, and plays an active role in the bank's capital optimization and disciplined portfolio management, as well as increased origination capacity through partnerships and distribution.
Responsabilities:
Prepare credit applications for annual reviews, new transactions, as well as amendments and waivers. This includes an analysis of company financial results, strategy, industry, and competitive position; preparation of financial forecasts; and identification of risks (including business, financial, reputational, ESG and credit risks) and mitigants
Review legal documentation to ensure terms conform with those presented in credit applications
Utilize internal tools to input and spread financial statements, calculate and propose credit ratings, submit credit applications and monitor exposure
Liaise with other credit teams (in Canada, US, Europe, and Asia), internal business lines, relationship managers, legal and compliance departments, back-office operations, RISQ
Ensure credit files are properly maintained (all approvals and sign offs are filed in the respective electronic files).
A questionnaire will be provided to you in order to check your VIE (Société Générale and Business France) eligibility. For an efficient analysis of your application, please make sure to truthfully answer all the questions.
Please note that it is mandatory to provide us a formal proof of your M2 diploma validation before the assignment start date. No VIE mission will start without this document. *Grade sheets are not accepted as justification of diploma.
Required
Profile required
PLEASE NOTE that since this program is primarily an international development program, candidates cannot apply to a VIE assignment in their own country of citizenship.
To facilitate the examination of your application by our English-speaking managers, we thank you for applying in English.
Studies & experience:
~ Graduate with a Master degree in Finance or related subject

Language skills:
~ You are fluent in English and have good communication, presentation and business writing skills

Technical, operational & Soft skills:
You have a first experience in financial statements analysis
You are proficient in Excel, Word and Power Point
Knowledge of financial modelling is a plus
The VIE assignment in a nutshell
This VIE in Toronto is to begin as soon as possible, but you need to plan 3 months between your application date and the beginning of your VIE assignment. It will last 24 months .
The VIE is a specific contract, under Business France’s eligibility criteria, opened to candidates under 28 and from the member states of the European Economic Space. For further information (including your financial indemnities), please see Mon VIE-VIA Business France.
Why join us
As soon as you arrive, you will be integrated into our teams and will learn every day alongside our experts, who will support you in your tasks. Gradually, you will become more independent in your projects, making this experience a real career accelerator. You will also discover all the diversity of our businesses, in a sector that is constantly evolving and innovating.
At the end of your VIE, various opportunities could be offered to you, in France and abroad.
Business insight
At Societe Generale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious.
Whether you’re joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA.
If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us!
Still hesitating?
You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices, and sharing their skills with charities. There are many ways to get involved.
Diversity and Inclusion
Societe Generale is an equal opportunity employer and we are proud to make diversity a strength for our company. We are committed to recognizing and promoting the talents and achievements of our employees and staff, regardless of race, religion, color, national origin, sex, disability, age, gender, sexual orientation, and any other characteristic or status protected under applicable law. We strive to write our postings as inclusively as possible. If, however, one gender is used alone in this display, it designates persons of all gender identities.