Associate Insurance Underwriter

TD Insurance

57100 - $84000 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The Underwriting Department at TD Insurance is a dynamic high-energy team dedicated to protecting our customers and supporting the banks mission. We assess the mortality and morbidity risk of both TD Lifes Individual Insurance products and for the Banks Creditor Insurance program.
As an Associate Insurance Underwriter youll gain hands-on experience in a fast-paced environment working closely with supportive colleagues and industry experts. Were committed to your growth offering mentorship ongoing training and opportunities to pursue professional designations.
If youre eager to learn ready to make a difference and want to build a rewarding career in insurance we invite you to join our inclusive and innovative team. This position requires a minimum of 2 years underwriting and insurance experience and/or a degree/diploma in health sciences. Review assess analyze and evaluate detailed medical and non-medical risks determine mortality ratings and make substantiated logical final decisions.
Appropriate medical underwriting assessment and decisions for each risk according to the limits of the plan and underwriting philosophy meeting business guidelines and service standards. Decide and interpret MIB finds and determine required MIB coding subsequent to the final decision.
Provide support to the claims department and handling claim referrals
Developing and maintain excellent working relationships with other TD Insurance departments bank departments and reinsurers.
Monitor and maintain service and production standards set for the department assisting own team members in meeting these departmental standards/goals.
Participate in continuing education and self-development courses to remain current in medical advancements and trends

Minimum of 2 years insurance underwriting and/or a degree/diploma in Health Sciences or other medical background
* Working toward license desired AALU ALMI designations Industry related courses and/or accreditations (LOMA/ALU) or willing to begin working toward these license designations
Participate in continuing education and self-development courses to remain current in medical advancements and trends.
Outstanding Customer Skills
Excellent computer skills
TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we deliver legendary customer experiences to over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to the Bank those we serve and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers communities and colleagues.

TD is deeply committed to being a leader in customer experience that is why we believe that all colleagues no matter where they work are customer facing. As we build our business and deliver on our strategy we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether youve got years of banking experience or are just starting your career in financial services we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs were here to support you towards your goals. Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience or you want to coach and inspire your colleagues there are many different career paths within our organization at TD and were committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

We do our best to communicate outcomes to all applicants by email or phone call.

Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.
Language Requirement (Quebec only):