Courtier / Prêt immobilier / Mortgage broker (H/F)

We are looking for interesting, independent thinkers and doers who can help shape the culture of a forward-looking company that's proud of its legacy.

The Mortgage Analyst works in a team-based environment focusing on delivering high quality market analysis and financial reporting. This position will expose the analyst to a wide variety of commercial real estate transactions and provide an industry leading exposure to commercial real estate underwriting fundaments.

This position is full-time in our downtown Toronto office. Semi-annual performance based bonus;

Comprehensive benefits package, which includes extended health care (with paramedical coverage), dental, health spending account, Employee & Family Assistance Program as well as life & disability insurance;

Mentorship from some of the strongest Analysts and Originators within the commercial real estate industry.

Work with our mortgage professionals to analyze commercial mortgage investments.

Evaluate the quality of the mortgage investment through analysis of operating statements, rent rolls, financial statements, market data, third party engineering reports, and appraisals.

Preparation of proformas, cash flow models, and project specific underwriting.

Obtain and share market data to entire origination group (market reports from brokerages, CMHC Data, Cost Consultants reports etc.).

Maintain database of market data (i.e. comparables for lease rates, vacancy rates, construction costs, etc.) Review and summarize all third-party reports (appraisals, BCA’s, Environmental, etc.).

Organize and manage all project related documentation, information, and folders.

Assist Mortgage Origination team in structuring mortgage opportunities based on the investment criteria of over 100 sources of mortgage capital available to Canada ICI.

Completion of an institutional quality Mortgage Investment Brochure.

Preparation of commitment letters for review by the Mortgage Origination team, Lender and the Lender’s solicitor.

Working with the Mortgage Origination team to manage and coordinate the funding process.

Ensure all written and electronic documentation meets compliance requirements, while maintaining highly organized and current data files for all client sales folders.

Bachelor of Commerce Degree (Major in Finance, Economics or Math); or MBA.

• 1 year of experience in the Commercial Real Estate Industry is considered an asset.
• Strong understanding of basic finance modeling, including rates of return, IRR, NPV, and cash flow modeling.
• Applicable provincial mortgage license is considered an asset, or you must be willing to obtain it within your first 6-months of employment.
• Excellent financial analysis research and underwriting skills.
• Clear understanding of cash flow statements, preparation and analysis.
• Expert level of knowledge in Excel required to include formulas, pivot tables, charting, etc.
• Knowledge of Real Estate or Finance Industry an asset.
• Adobe InDesign software experience valuable but not necessary.

Canada ICI Capital Corporation is an industry leader in the distribution and management of compelling mortgage products, specializing in commercial mortgage origination, direct lending, and mortgage asset management. Through its national platform, the firm combines entrepreneurial agility with institutional discipline to help borrowers access capital and enable mortgage investors to fund confidently in high-quality opportunities.

As one of the country’s most active CMHC lenders, Canada ICI offers a comprehensive suite of CMHC construction and term financing products for top-tier borrowers across Canada. Learn more about our culture, our values, and how we can help you build your career in commercial real estate.