Senior Software Engineer (Full-time Remote)

Quick Summary Build scalable Ruby and Typescript applications that power Kin’s insurance platform. Solve complex problems, mentor engineers, and ship high-impact features in a fast-moving environment.
At this time, we are unable to sponsor employment visas for this role.

Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it hardest. We start with smarter homeowners insurance and expand to everything homeowners need to thrive.
Using data, technology, and thoughtful human support, we’re building products that are clear, fair, and help homeowners feel confident — so homeowners aren’t left behind when they need help most.
Founded in 2016, Kin is a remote-first employer with Kinfolk across more than 35 states. We serve customers in 13 states (and counting). Our disciplined growth, strong customer satisfaction, and focus on long-term sustainability fosters outstanding growth, attracts marquee investors, and earns recognition and accolades, including:
Forbes' America's Best Startup Employers (2021-2024)
5000 Fastest-Growing Private Companies
Forbes’ Fintech 50
Most importantly, we’re building Kin to be a place where people do meaningful work with real impact — for our customers, our communities, and each other. We're excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings. To learn more about how we work and what we’re building, visit kin.We’re looking for a Senior Software Engineer to help us build and scale the products that power Kin’s insurance platform. In this role, you’ll tackle complex engineering challenges across our Ruby-based backend and Typescript front-end systems. You’ll collaborate closely with Product, QA, and cross-functional partners to ship high-quality features using Scrum methodologies. Beyond delivery, you’ll play a key role in elevating engineering standards — mentoring junior engineers, contributing to architectural decisions, and helping ensure our systems remain reliable, maintainable, and scalable.

Design, build, and maintain scalable backend services in Ruby, with occasional contributions in Python and Typescript
Develop and enhance front-end functionality using modern JavaScript frameworks and Typescript
Lead and contribute to architectural and design discussions that improve long-term system maintainability
Ship large, complex features from concept through deployment with high quality and strong testing practices
Participate actively in Scrum ceremonies including daily standups, sprint planning, and retrospectives
Collaborate cross-functionally with Product, QA, PMO, and other engineering teams to align technical solutions with business goals
Mentor junior engineers through pair programming, code reviews, and technical guidance
Advocate for thoughtful technical investments and clearly articulate trade-offs to stakeholders
You’ll use your skills and judgment to take ownership of meaningful work, improve how we operate, and help move Kin’s mission forward. Along the way, you’ll deliver outcomes that make a real difference for both Kinfolk and the homeowners we serve.
By the end of your first year, you should feel confident in your role, trusted as an owner, and proud of the progress you’ve helped make.
You’ve successfully shipped multiple complex features that deliver measurable value to customers or internal stakeholders
System reliability, performance, or maintainability has improved due to your architectural contributions
Technical trade-offs are better understood across teams because of your clear communication and advocacy

Core Experience & Technical Skills
Demonstrated track record of shipping large, complex software projects in production environments
Fluency in Ruby and experience working with Python or Typescript
Experience with PostgreSQL or other relational databases
Experience contributing to architectural design and technical decision-making
Ability to articulate the value and trade-offs of technical investments
Familiarity with modern JavaScript frameworks such as React, Vue, or Angular
Experience operating within Agile/Scrum development environments
Ability to operate independently with limited technical guidance
While our recruiting team uses AI tools for efficiency, resumes are still screened by Kin’s in-house recruiters, and candidate evaluations and hiring decisions are made by recruiters and hiring teams. Kinfolk bring diverse perspectives, but we’re united by a shared set of values that shape how we work and how we show up for each other and our customers.
Innovators unwavering in our mission to fix insurance for those who need it most. We are changing insurance for good. Raise the bar. High performance. And so do our customers.
Each dollar we save gets reinvested to deliver more to our customers: better pricing, more products, and new innovations. We work smarter by relentlessly prioritizing and using technology, including AI, to multiply our impact. To make insurance better for our customers, we experiment. And we base decisions on data rather than assumptions. We are a remote-first company with offices in Chicago, IL and St. For Sales Agents and Customer Service Agents: Please only apply if you are able to live and work full-time in one of the states listed above.
For remote technical positions located in Canada, we are only able to hire individuals who reside in Ontario. Applicants must be able to live and work full-time in Ontario to be considered.
State locations and specifics are subject to change as our hiring requirements shift.

We don’t discriminate based on race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. Kin welcomes and encourages applications from people with disabilities.