Mortgage Adviser/Advisor - Home Based

At Coast Capital, we’re not dreaming about a better future, we’re building one.

As a member-owned cooperative, we’re helping our members with their real goals and real challenges so they can live the real life they want. Plus, we invest 10% of our budgeted profits back into our community – almost $90 million since 2000 alone – because when our members do well, we believe our communities should do well too.

Mobile Mortgage Specialist

Location(s): Help Headquarters, Clayton Crossing Branch, Cloverdale Branch, Coquitlam Branch, Delta Branch, Fleetwood Branch, Newton Branch, North Road, Ocean Park Branch, Queensborough Branch, Semiahmoo Branch, Strawberry Hill Branch, Sunshine Hills Branch, Tsawwassen Branch

Job Type: Full Time Regular

Enhanced Criminal Record Check

Credit Check

As a Mobile Mortgage Specialist at Coast Capital, you'll work with current and prospective members to help them in their pursuit of home ownership by providing expert mortgage advice. As someone who thrives in an environment that values autonomy and connectivity, you'll appreciate the freedom that comes with setting up your office space at home and stepping out into the community to network and engage.

You'll benefit from a comprehensive commission structure that rewards your initiative across a spectrum of products including mortgages, investments, credit cards, commercial referrals and insurance, crafting a truly dynamic and rewarding career experience. Establish and nurture ongoing relationships with prospective clients, providing customized mortgage consultation to address specific needs. Engage proactively with clients, offering support during the mortgage application process and schedule consistent follow-ups to guarantee their satisfaction. Keep abreast of industry regulatory changes and stay well-informed. Review mortgage applications to confirm they comply with underwriting standards and regulations. Accurately prepare and maintain records for regulatory audits and educate clients on the regulatory requirements affecting mortgage processes.

Offer expert advice on mortgage products, driving sales to surpass established targets. Employ strategic sales initiatives to attract new clients and present mortgage options during appointments. Identify and proactively reach out to potential clients using a variety of channels, including social media, to build a robust lead pipeline. Develop and implement lead sourcing strategies, attend industry events to network and uncover new opportunities, and analyze market trends to identify fresh avenues for lead generation.

Join local business and community groups to increase visibility and cultivate connections with prospective clients. Establish partnerships with real estate agents and builders to generate referral opportunities. Use online networking platforms to actively engage with clients and develop referral sources.

Bachelor's degree in Finance, Economics, Business Administration, or related field

• 5+ years with strategic sales and networking
• Extensive knowledge of the real estate and economic market in British Columbia
• Knowledge of current residential mortgage products and services
• Ability to analyze financial information and mortgage applications
• Expertise in mortgage underwriting standards and regulations
• Competency in using CRM software for client relationship management
• Familiarity with digital marketing tools for lead generation
• Proficiency in online networking platforms for community engagement
• Track record of meeting or exceeding sales targets in the mortgage industry
• History of successfully building and maintaining client relationships
• Proven experience in developing personal networks to generate business opportunities
• Experience in creating and executing strategic sales plans in the financial sector
• Evidence of strong community involvement with a focus on business development activities

Equity, Diversity & Inclusion at Coast Capital

We are committed to building better, brighter, more inclusive futures for everyone – including our employees. At Coast Capital, we are committed to equity, diversity and inclusion. We strongly encourage applications from Indigenous Peoples, Black, and racialized persons, persons with disabilities, people of diverse sexual and gender identities and women. We value applicants who have demonstrated a commitment to equity, diversity and inclusion and recognize that diverse perspectives, experiences and expertise benefit of our employees, our members, and our community.

If you are a candidate with a disability and require accommodation(s) during any stage of the recruitment process, please contact us at View email address on ca.snapjobsearch.com informs the advice we provide our members, the experiences and products we create, and the programs we build to support our employees and communities.

Committed to inclusion and engagement. We have an ongoing focus on equity, diversity, and inclusion and routinely track how we’re doing, and what we need to do to keep improving. Many employees have spent decades, and sometimes their entire careers, with Coast Capital and have progressed from the frontlines to senior leadership.

In response to COVID-19 we launched myWork, which gives employees flexibility in where they work based on the nature of their role.

Retirement options. We also take care of our employees once they retire. That’s why we offer the choice of a defined contribution or defined benefit pension plan or RSP’s.

Mortgage and auto financing benefits. Employees save thousands on their mortgages and auto loans with best-in-category benefits.

We recognize excellence throughout the year, through an online community that lets employees give kudos and thanks throughout the year. We’re a Platinum member of Canada’s Best Managed Companies and are regularly recognized by Canada’s Most Admired Corporate Cultures and the BC Top Employers Awards.

We reinvest 10% back into the community. When we do well, our communities do well. That’s why since 2000 we’ve invested over $90 million into our member’s communities.

Through our employee volunteer program, Coast Capital donates $10 for every hour you volunteer to a Canadian charity or non-profit of your choice.