Senior Staff Software Engineer - International Card Tech - Full-stack

161 Bay Street (93021), Canada, Toronto,Toronto, Ontario,Senior Staff Software Engineer – International Card Tech – Full-stack

About Capital One Canada.

For 30 years, we’ve been on a mission to change banking for good. We challenge the traditional bank stereotype by integrating machine learning, conversational AI and design thinking into our core operations. We’re a bank a tech company would build, where your work directly shapes innovative solutions that impact millions of Canadians.

We’re driven by fearless curiosity, bold innovation, and a collective of authentic people working together to redefine what’s possible. Technology isn?t just part of our strategy, it is our strategy . Everything we do serves our vision and the creation of what’s next.

About the Team

Since 2014, Capital One Canada’s software studio has grown from a team of 10 to a team of over 250. We’re passionate about what we do, and we’re always on the lookout for people who want to make a difference in the world of credit through technology. We’re obsessed with doing the right thing, and we achieve that by finding innovative ways to better serve our customers.

Here are a few of the ways we’re helping people take control of their credit:

• Helping customers view and monitor their credit scores with
• Enabling customers to view and edit their Personal Information directly in the Mobile App
• Providing customers 100% certainty which credit cards they’ll be approved for before they apply, by using

We’re all-in on the cloud and we’re leaders in the adoption of open source, RESTful APIs, microservices, and containers. We build our own products and release them with a speed and agility that allows us to get new customer experiences to market quickly. And, as a founder-led company, we’re inspired to make, break, do, and do good.

About the Role

As a Senior Staff Engineer at Capital One Software Studio, you will orchestrate the creation of technology solutions that align with our business goals. Your day begins with a review of ongoing solution designs that are in different phases of their life cycles. You’ll spend your time designing scalable and secure solution architectures, evaluating new technologies, and overseeing the development of high-level designs (HLD). You will engage in dynamic collaboration with cross-functional teams to advocate for best practices in architecture and design. For the new projects, you will closely work with your business partners to create sound business architectures. By day’s end, you will have contributed to solutions and strategies that will shape our future, ensuring that all solutions are not only innovative but also follow our architectural and security standards.

Your Responsibilities:

• Design and implement architectural solutions that align with Capital One Canada’s business goals and adhere to our architectural framework.
• Develop and maintain a comprehensive catalog of technical and business capabilities, ensuring alignment with strategic objectives.
• Lead the creation and review of Architectural Decision Records (ADRs) and High-Level Design (HLD) documents.
• Actively participate in governance forums such as the Architectural Review Board ensuring compliance with internal and external standards.
• Collaborate with stakeholders across all levels to promote technology strategies that deliver better business value and innovation.
• Mentor and lead teams in the adoption of architectural best practices and continuous improvement initiatives.

Basic Requirements:

• At least 8 years of experience in Software Engineering and Systems Architecture or Technology Solution design
• At least 2 years of experience creating solutions architectures in a public cloud (AWS, Microsoft Azure, Google Cloud)

Preferred Qualifications

• Bachelor’s, Master?s or Diploma in Computer Science, Software Engineering, Information Technology or in related field
• 10+ years of experience in software engineering
• 8+ years of experience architecting, designing, and/or delivering scalable and decoupled systems in a heavily regulated technology environment
• 3+ years of experience working with internal and external business clients
• 2+ years of experience with AWS concepts and implementations
• Experience to engaging, influencing and driving initiatives by partnering with technology executivesExperience mentoring software engineers or architects
• Experience in a regulated environment (HIPAA, PCI, Privacy, etc)
• Ability to communicate at all levels in the organizations with required technical depth and breadth
• AWS or equivalent certifications (Cloud Practitioner, Solution Architect-Associate)

Working at Capital One.

You’ll be empowered to take end-to-end ownership of your work and your career, backed by a high-performance, hybrid culture and holistic suite of benefits designed to support your whole self.

• Take ownership of your own potential: Whether you’re looking to upskill, pivot into new business areas, or master your craft, you’ll have access to tools and mentorship to reach your potential and define your career trajectory.
• Find your rhythm: We believe trust fosters the flexibility and autonomy required to balance personal needs with a focus on high performance. We support a hybrid model – with 3 days in the office per week – that gives room for both collaboration and personal commitments.
• Benefits built for your life: We take a holistic approach to well-being, providing support for you and those who are most important to you. This includes: full coverage for spouses, domestic partners and dependents, a one‑time Work From Home allowance to build your comfortable workspace, up to $3,000 in mental health coverage and up to $5,000 in annual tuition subsidies.

You’ll find that Capital One is committed to helping you thrive and evolve every step of the way.

This posting is for an existing vacancy.

The expected annual salary range for this position is $202,400 – $231,000. This role is also eligible to earn performance-based incentive compensation, which may include cash bonus(es). Incentives could be discretionary or non-discretionary depending on the plan.

Weembrace the responsible use of artificial intelligence (AI) to enhance the candidate experience and streamline our recruitment processes. However, no hiring decisions are made using AI as every hiring decision is made by our hiring managers, business interviewers, and recruitment professionals. Our teams are equipped with training that empowers them to use AI responsibly.

Capital One Canada is an equal opportunity employer committed to fostering a diverse and inclusive work environment. We consider all qualified applicants and will meet the needs of those requiring reasonable accommodations.