Credit Analyst and Underwriting, CRE Investments

Real Estate | Accounting and Finance | On-site, 5 days a week | Permanent - Full-time

Take on a real volume of files in commercial real estate credit

Key Information
Job Title: Credit Analyst and Underwriting, CRE Investments
Location: Montreal, Quebec, Canada
Job Type: Permanent - Full-time
Work Mode: On-site (5 days/week)
Salary: $60,000 to $70,000

Recruited by NexWav = trained and certified in AI. Every person we place receives the NexWav Certification – AI Accelerator for free, a training worth $2,200 that leaves a named certificate and a sought-after skill on your resume.

Join a growing organization in commercial real estate financing, within a credit team based in the region with a national reach. This role places you at the heart of the analysis, structuring, and financing of commercial mortgage loans — with a fast pace and direct exposure to credit decisions.

Responsibilities — deliver solid credit analyses from start to finish
- Conduct due diligence on the borrower, financial statements, and the real estate asset to support well-founded credit decisions.
- Analyze asset values and structure the underwriting of commercial mortgage loans, including construction files.
- Simultaneously manage a double-digit volume of files at different stages, adhering to tight deadlines and a high standard of quality.
- Produce comprehensive financing deliverables (pre-qualification summaries, term sheets, credit presentations, commitment letters, buy sheets).
- Gather and validate prerequisites as well as legal documentation up to financing, ensuring rigorous follow-up on required elements.
- Interact with clients, conduct site visits, and collaborate with the credit committee to advance transactions.
- Monitor trends in the commercial mortgage market in the region and actively develop a network within the real estate ecosystem.

Profile sought — essential requirements for quick success in volume
- Accumulate 2 years of experience in commercial real estate underwriting, with exposure to CMHC highly sought after.
- Master real estate market analysis (rental markets, appraisals, regional differences in the region).
- Demonstrate strong financial analysis, research, critical thinking, and problem-solving skills.
- Communicate fluently in writing and orally, in professional English (written and spoken) for files and exchanges at the Canadian level; functional French highly preferred.
- Hold a bachelor's degree (ideally in business, finance, or a related field) and advanced proficiency in Microsoft Office (Excel, Word, PowerPoint, SharePoint).
- Exhibit autonomy, reliability, and resilience in a fast-paced environment.
- Collaborate naturally and aim for quality files, with an initiative and contribution mindset.

Conditions — compensation, schedule, and environment
- Offer a base salary between $60,000 and $70,000.
- Add a customary annual bonus of 30% to 50% of the base salary, linked to individual and company performance (historically paid according to the stipulated terms).
- Provide access to benefits including insurance with Green Shield.
- Grant an employer match of up to $500 for donations to the employee's chosen organization.
- Work on-site (5 days/week) in a 9 am to 5 pm paper-based setting, with an average of intermediate hours per week.
- Evolve in a light management structure, with direct access to executives and encouragement of improvement ideas.
- Participate in social activities, networking, and community involvement encouraged.

Assets — to accelerate your impact
- Bring internship/co-op or professional experience in commercial or real estate lending.
- Hold a network in the real estate sector and a strong interest in market development.
- Contribute to projects, processes, or technological/AI initiatives supporting the evolution of practices.

If you enjoy delivering solid files, picking up speed quickly, and working on transactions at the Canadian level, this position will give you concrete exposure and visible impact.

Why NexWav?
Your next job comes with a free AI certification. Every talent placed by NexWav is enrolled in the NexWav Certification – AI Accelerator, the same training that companies pay $2,200 per participant. For you: $0.

What exactly is it: a virtual cohort of 4 hours, a 15-question assessment with a passing threshold of 80%, and a deliverable applied to your own position. This is not a certificate of attendance; someone who fails is not certified.

What you leave with: a named certificate, a LinkedIn badge, and applicable tools from your first weeks on the job. According to our surveys conducted with 60 participants in 6 cohorts, participants estimate gaining 4 hours of productivity per week.

Interested individuals can submit their application directly via this offer or send it by email to:
All applications will be treated confidentially. Only those selected will be contacted.