Manager, Machine Learning Engineering (Underwriting)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Join us as a Machine Learning Engineering Manager and become a pivotal part of our innovative underwriting machine learning group.

Responsibilities

• Set the technical strategy for your team, and help your engineers tie it together with critical, business‑impacting projects.
• Act as a force‑multiplier through the definition and advocacy of technical solutions and operational processes.
• Collaborate across teams in the product development lifecycle by partnering with product management, design & analytics to ensure technical sustainability, risks and trade‑offs are well understood and managed.
• Develop talent by providing feedback and guidance, and leading by example.

Qualifications

• Bachelor’s in a technical field with 8+ years of industry experience, including 3+ years managing engineers.
• Proficiency in machine learning with experience in areas including tree‑based models, transformers, deep learning, and agentic ML.
• Strong engineering skills and the ability to provide hands‑on technical leadership while working with our code and architecture.
• You thrive in ambiguity, and are comfortable moving from low‑level language idioms all the way to the architecture of large systems to understand how they work.
• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Location & Remote Work

Affirm is a remote‑first company. The majority of our roles are remote and you can work almost anywhere within the country of employment. While some roles may occasionally require office presence, our Machine Learning Engineering Manager role is primarily remote.

Compensation

Pay Grade - P.
Equity Grade - 7.
Base pay range per year: $181,000 - $241,000.
Employees may receive monthly stipends for health, wellness, and technology spending, along with benefits including 100% subsidized medical coverage, dental, and vision for you and your dependents.

Benefits

• Health care coverage – company covers all premiums for all levels of coverage for you and your dependents.
• Flexible Spending Wallets – generous stipends for technology, food, lifestyle needs, and family‑forming expenses.
• Time off – competitive vacation and holiday schedules allowing you to take time off to rest and recharge.
• ESPP – employee stock purchase plan enabling you to buy shares of Affrim at a discount.

Equal Opportunity & Accommodations

We believe it’s on us to provide an inclusive interview experience for all, including people with disabilities, and are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process. For U.S. positions that could be performed in Los Angeles or San Francisco, Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative, we will consider qualified applicants with arrest and conviction records.