Junior Underwriter, Commercial Lines

Junior Underwriter, Commercial Lines

The Commercial Lines Underwriter is responsible for underwriting commercial new business, renewals, and endorsements within established authority. This role supports profitable portfolio growth by applying sound judgment, maintaining strong broker relationships, and delivering responsive, solutions-oriented service.

Specific responsibilities

• Underwrite new business, renewals, and endorsements within established authority, guidelines, and service standards;
• Evaluate risk quality, coverage requirements, pricing, terms, and conditions for commercial accounts;
• Develop and maintain effective broker relationships through timely communication and practical underwriting solutions;
• Contribute to retention and profitable growth through effective negotiation and disciplined account management;
• Maintain accurate file documentation and ensure compliance with internal processes and regulatory requirements;
• All other related tasks.

Experience/training

• Post-secondary education in business, insurance, risk management, or a related field, or equivalent experience;
• CIP designation, or active progress toward completion, is preferred;

Qualities/aptitudes

• Strong analytical, decision-making, and problem-solving capabilities;
• Knowledge of broker/insurance company relationships and the ability to apply this knowledge to the underwriting of an account;
• Professional communication, negotiation, and broker relationship management skills;
• Interest in developing knowledge of commercial insurance products, competitors, and market conditions.
• Strong attention to detail, organization, and ability to manage competing priorities;
• Collaborative, accountable, and comfortable working independently within a team environment;
• Account development and analysis skills;
• Comprehensive ability to understand, respond to, and effectively manage broker/customer concerns.

Why Join Optimum?

At Optimum Group, we are proud to be a wholly owned Canadian company with international operations and a people-first culture.

We offer:

• Flexible working hours
• Hybrid work model (3 days in office)
• Centrally located offices accessible by public transit
• Competitive compensation package
• Strong commitment to work-life balance
• Employee-focused culture with high engagement
• Monthly team-building and social activities

Join a company where your expertise is valued, your growth is supported, and your contributions make a real impact.

Salary Range: $50,000–$60,000 per year