Bilingual Underwriter

Your new company  

A leading Canadian fintech organization, this company helps consumers and businesses achieve their goals through flexible, accessible financing solutions. Founded in Toronto, the organization specializes in point-of-sale financing, enabling customers to access affordable payment options for home improvement projects, retail purchases, and other significant investments. Through innovative technology and a streamlined digital platform, it simplifies the financing process while helping businesses increase sales and enhance the customer experience.

Your new role  

• Manage and complete the loan adjudication process from beginning to end and underwrite loans according to Financeit’s lending policies while evaluating risk and ensuring the quality of loans.
• Evaluate all Fraud and AML alerts and condition loan accordingly.
• Document reasoning for all loan decisions.
• Identify loans for exceptions while ensuring proper procedures are followed for approval and documentation.
• Maintain knowledge of lending requirements, internal policies and procedures, and compliance and regulatory requirements.
• Strengthen and build lasting customer relationships with Partners.
• Process Partner and Borrower requests while providing a superior level of customer service.
• Carry out client due diligence using a wide range of databases and search facilities to identify
• Navigate and use all available technology and maintain customer information in an organized fashion up to and including UAT. 
• Follow security and safeguarding procedures for the prevention of loss due to fraud, money laundering or defalcation.
• Understand risks and take appropriate actions, including all documentation, and any other requirements to maintain operational integrity.
• Manage inbound and outbound phone calls, emails and other forms of communication and respond to all inquiries promptly and maintain detailed notes.

What you'll need to succeed  

• Bilingualism in French is required.
• Underwriting experience is required.
• Strong knowledge of consumer credit and lending practices.
• Technical and organizational abilities are a must.
• Ability to meet deadlines.

What you'll get in return  

Great job opportunity to grow skills in.

What you need to do now  

If you're interested in this role, click 'apply now' to forward an up-to-date copy of your CV, or call us now.

If this job isn't quite right for you, but you are looking for a new position, please contact us for a confidential discussion on your career.