Credit Analyst

We’re thrilled to introduce the reimagined 2026 LaunchPad Program for BMO Commercial Banking, a dynamic, career-accelerating experience designed to set you up for long-term success. This 12-month structured program is your gateway into a high-impact role as a Commercial Credit Analyst within our Middle Market Diversified Industries teams .

We’re looking for individuals who thrive on building meaningful relationships . If you have strong interpersonal skills and a genuine desire to work closely with clients , you’ll find real purpose here. This is an opportunity to step closer to the people you support - understanding their needs and making a direct, positive impact on their experience. You’ll gain hands-on experience, develop in-demand financial expertise, and partner with colleagues from across the organization—all while learning from some of the best in the industry.

In your first year, you’ll benefit from a dynamic blend of:

• Cohort Experience – Grow with a group of high-performing peers
• Hands-On Learning – Apply skills through impactful, real-world work
• Continuous Feedback – Accelerate your growth with ongoing guidance
• Strong Network – Build connections across teams and leadership
• Industry Insight – Learn from experts across diverse sectors
• Skill Building – Strengthen technical, analytical, and business acumen
• Structured Career Path – Progress through a clear, supported journey
• Leadership Exposure – Engage directly with senior leaders

Throughout the program, you’ll build expertise in

• Financial Analysis & Underwriting
• Credit Risk Assessment
• Portfolio Management
• Deal Execution Support
• Governance, Compliance & Documentation

Your Role as a Commercial Credit Analyst

Analyze & Advise

• Assess financials, trends, and credit risk
• Evaluate repayment capacity and structure financing solutions
• Build models and prepare credit recommendations

Manage Risk

• Monitor portfolios for risk changes
• Ensure compliance with policies and regulations
• Mitigate risk to protect assets

Support Deals & Growth

• Assist with new, renewal, and extension loans
• Support deal structuring and negotiations
• Partner with Relationship Managers to grow client relationships and revenue

Ready to jump?

Take the first step toward an exciting, rewarding career in Commercial Banking and build the future—yours and ours.

Qualifications

• Experience in client-facing roles, with a strong focus on relationship building and customer satisfaction.
• Previous Banking experience is an asset.
• For Credit Qualifiable roles: must meet required credit qualifications, including relevant portfolio knowledge and skills per established standards.
• Bachelor’s degree required; preference for Business Administration, Finance, or Accounting. Equivalent experience or related disciplines considered.
• Technical proficiency developed through education and/or professional experience.

Intermediate Proficiency

• Problem solving, collaboration, and attention to detail
• Analytical thinking and credit risk assessment
• Loan structuring, portfolio management, and regulatory compliance
• Banking operations and Microsoft Office

Advanced Proficiency

• Data analysis tools
• Financial analysis

Salary

$56,000.00 - $103,500.00

Pay Type

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit:

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.