Associate Director LifeHealth Insurance

About the Role:

Grade Level (for internal use):

The Team:

As an Associate Director on ourLife/Health Insuranceteam you will join a supportive and collaborative group of approximately 15 analysts with diverse backgrounds andexperiencesin the financial services sector. Our team specializes in conducting comprehensive credit analysis for life/health insurance financial strength and debt ratings working closely with analytical colleagues across the U.S. & Canada. Weoperatein a hybrid work environment that values both teamwork and individual excellence fostering an atmosphere where experienced professionals can grow while mentoring the next generation of analysts.

The Impact:

In this role you will bedirectly responsiblefor shaping credit opinions that influence market decisions and investor confidence. Your analyticalexpertisewill drive rating recommendations for assigned insurance entities while your participation as a voting member of rating committees will helpdetermineoutcomes thatimpactthe broader financial services landscape. Through rigorous analytical work mentoring junior team members and engaging with clients and stakeholders you will contribute tomaintainingS&PGlobalsreputation as the industry leader in credit analysis and ratings.

Whatsin it for you:

• Workalongside highly skilled professionals in a global financial services environment

• Gain exposure to complex credit analysis and financial modeling across diverse insurance entities

• Develop leadership skills through coaching and mentoring junior analysts

• Buildexpertisein regulatory compliance and risk assessment within the insurance sector

• Opportunity to present findings to internal and external audiences including potential conference presentations and media interactions

• Experience a culture that values analytical rigor collaboration and professional growth

Responsibilities:

• Serve as the primary analyst for assigned issuers preparing well-supported rating recommendations for rating committees with clear rating reports supporting our credit opinions

• Serve as an active vocal voting member of rating committees which deliberate rating outcomes and review materials prior to publication

• Publishtimelyand insightful credit reports as well as contribute to relevant research pieces

• Demonstrate strong knowledge of ratings criteria and financial statement analysis while staying informed on relevant news and issues affecting credit quality in the industry and broader market

• Coach and mentor junior analysts providing analytical support to team members and fostering a collaborative environment

• Connect your day-to-day analytical work with broader team priorities and strategic objectives

• Engage with clients and stakeholders to gather information present findings and address inquiries in a professional mannerdemonstratingsolid presentation skills in front of internal and external audiences

• Operate effectively in a regulated compliance driven environmentleveragingworkflow systems

• Apply solutions to complex analytical issues while taking an end-to-end view of credit assessment processes

• Take initiative toidentifypotential credit risks and suggest process improvements to enhance analytical quality

• Deliver high-quality analytical work consistently while meeting critical deadlines

• Identifyand resolve analytical challenges using data-driven approaches and creative problem-solving

• All employeesare required towork from the office a minimum of 2 days per week

What Were Looking For:

Basic Required Qualifications:

• Bachelors degree in Finance Economics Accounting Engineering Mathematics or related analytical field; MBA CPA or CFA preferred

• An S&P Global employee at this level would typically have6 years of experience in financial statement analysis accountingconceptsand financial modeling preferably with experience in corporate credit analysis

• Strong client-facing skills with ability to communicate complex analytical concepts to diverse audiences

• Ability to think independently and critically with strong integrity analytical curiosity problem-solving and research skills

• Excellent interpersonal and communication skills (both written and verbal) for internal and external stakeholder interactions

• Strong attention to detail anddemonstratedquantitative analysis capabilities

• Ability to accurately interpret financial data and appropriately apply analytical criteria to generate key insights and conclusions

• Collaborative team player with ability to work independently and willingness to support team initiatives

• Proactive and organized with excellent time management skills and ability to prioritize multiple competing deadlines

• Strong understanding of financial reporting and capital markets with knowledge of credit rating methodologies preferred

• Proficient in Microsoft Office suite and aptitude for learning proprietary analytical software and databases

• Werequireall candidates who reach the final stage of our interview process to attend at least one in-person interview which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we canproceedto an offer

Additional Preferred Qualifications:

• Experience in mentoring or coaching junior professionals in analytical roles

• Demonstrated presentation experience with internal and external stakeholders

• Knowledge of insurance industry regulations and compliance requirements

• Experience with financial modeling and forecasting for insurance entities

Compensation/Benefits Information:

Theanticipatedbase salary range for this position is $120000 - $192000 depending on location experience and skills. This role is eligible for an annual incentive plan andadditionalS&P Global benefits. For more information on the benefits we providetoour employees please visit S&P Global Benefits.

Right to Work Requirements:

This role is limited to persons with an indefinite right to work in the United States.

About S&P Global Ratings
At S&P Global Ratings our analyst-driven credit ratings research and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high-quality independent opinions on creditworthiness we enable growth across a wide variety of organizations including businesses governments and institutions.

S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the worlds foremost provider of credit ratings benchmarks analytics and workflow solutions in the global capital commodity and automotive markets. With every one of our offerings we help many of the worlds leading organizations navigate the economic landscape so they can plan for tomorrow today.

Our Mission:

Advancing Essential Intelligence.

Our People:

Were more than 35000 strong worldwideso were able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it. We are changing the way people see things and empowering them to make an impact on the world we live in. Were committed to a more equitable future and to helping our customers find new sustainable ways of doing business. Join us and help create the critical insights that truly make a difference.

Our Values:

Integrity Discovery Partnership

Throughout our history the worlds leading organizations have relied on us for the Essential Intelligence they need to make confident decisions about the road ahead. We start with a foundation of integrity in all we do bring a spirit of discovery to our work and collaborate in close partnership with each other and our customers to achieve shared goals.

We take care of you so you cantake care of business. We care about our people. Thats why we provide everything youand your careerneed to thrive at S&P Global.

• Health & Wellness: Health care coverage designed for the mind and body.

• Flexible Downtime: Generous time off helps keep you energized for your time on.

• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.

• Invest in Your Future: Secure your financial future through competitive pay retirement planning a continuing education program with a company-matched student loan contribution and financial wellness programs.

• Family Friendly Perks: Its not just about you. S&P Global has perks for your partners and little ones too with some best-in class benefits for families.

• Beyond the Basics: From retail discounts to referral incentive awardssmall perks can make a big difference.

For more information on benefits by country visit: Hiring and Opportunity at S&P Global:

At S&P Global we are committed to fostering a connected andengaged workplace where all individuals have access to opportunities based on their skills experience and contributions. Our hiring practices emphasize fairness transparency and merit ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration we drive innovation and power global markets.

S&P Global has a Securities Disclosure and Trading Policy (the Policy) that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global some Divisions pursuant to the Policys requirements candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.

Recruitment Fraud Alert:

If you receive an email from a domain or any other regionally based domains it is a scam and should be reported to . S&P Global never requires any candidate to pay money for job applications interviews offer letters pre-employment training or for equipment/delivery of equipment. Stay informed and protect yourself from recruitment fraud by reviewing our guidelines fraudulent domains and how to report suspicious activity here.

Equal Opportunity Employer

S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity color religion sex sexual orientation gender identity national origin age disability marital status military veteran status unemployment status or any other status protected by law. Only electronic job submissions will be considered for employment.

If you need an accommodation during the application process due to a disability please send an email to: and your request will be forwarded to the appropriate person.

Required Experience:

Director