Commercial Credit Associate Director

Apply financial analysis and credit risk assessment to Commercial Banking lending decisions at BMO. Support an assigned client portfolio from 100 King Street West.The Associate Director analyzes credit information for new and existing commercial loans and credit solutions. This salaried position requires loan structuring, portfolio management, regulatory compliance, and exceptional client service. You will make recommendations within bank policies, delegated authority, and risk appetite.Key Responsibilities:
Assess repayment capacity using financial models and analytical toolsNegotiate loan structures, terms, conditions, and collateral requirementsApprove new, renewal, and extension loans within delegated authorityMonitor portfolio performance, credit conditions, compliance, and industry trendsBuild client relationships and identify growth and cross-selling opportunitiesRequirements:
Five to seven years of relevant credit or lending experienceBachelor’s degree required;
finance or accounting preferredDeep knowledge gained through extensive education and business experienceAdvanced credit risk assessment and portfolio management proficiencyExpert financial analysis and foundational deal structuring proficiencyBring commercial lending, financial analysis, and risk judgment to help BMO manage portfolios and strengthen client relationships.
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