Senior Data Scientist in Credit Risk
Qfin
Elevate your career as a Senior Data Scientist specializing in credit risk modeling for personal loans. Enjoy a flexible hybrid or remote work environment while enhancing lending decisions. This Senior Credit Risk Modeling role requires strong analytical skills and expertise in predictive model development. Collaborating with data teams, you will validate and back-test models, ensuring regulatory compliance and accuracy. Your insights will be critical in steering business strategies and improving risk management within lending operations. Key Responsibilities:
- Lead development of predictive credit risk models
- Analyze data to optimize model performance
- Monitor and validate existing risk frameworks
- Integrate model insights into business strategies
- Document model processes for compliance
- Degree in Statistics or Data Science
- 5–7 years of credit risk modeling experience
- Expertise in predictive analytics and machine learning
- Proficient in Python, R, SQL, and statistical modeling
- Understanding of lending processes
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