Manager, Risk Monitoring

We’ve earned prestigious accolades such as  Waterstone Canada’s Most Admired Corporate Cultures ,  Canada’s Top Growing Companies , and the  TSX30 , highlighting us as one of the top performers on the TSX. We’re also honoured to be named a Greater Toronto Top Employer and recognized by Great Place to Work® as having the Best Workplaces for Women & Most Trusted Executive Teams , and included on TIME Magazine’s 2025 list of Canada’s Best Companies .  These honours reflect our commitment to fostering an inclusive, high-performance culture where talent thrives and innovation drives us forward.
As one of Canada’s leading alternative consumer lenders, we’re passionate about helping everyday Canadians create a brighter future. We offer a full range of products, including non-prime leasing, unsecured and secured loans, and point-of-sale financing through easyhome ,  easyfinancial , and  LendCare .
We’re looking for a Risk Manager, Risk & Analytics to join a collaborative and forward‑thinking risk and analytics team that partners closely with senior leaders across the business. In this role, you’ll support the development, implementation, and oversight of credit risk analysis, monitoring, and controls — helping ensure strong portfolio performance and alignment with our risk appetite. Leveraging strong data mining, modeling, and analytical skills, you’ll identify credit risk trends, inform adjudication and collection strategies, and develop forecasting, benchmarking, and reporting insights that support both business strategy and compliance.
Data Mining, Modeling, and Analysis

You will identify, evaluate, review and implement adjudication and collection strategy changes that are aligned with the risk appetite established by Senior Management and approved by the Board.
By identifying, assessing, and monitoring credit risk trends, you will communicate adherence to authorized risk tolerance parameters and support Senior Management decision-making.
Using deep analytical expertise, you will be able to properly diagnose, document and report drivers of unexpected changes to portfolio/origination composition and credit performance. Your superior communication skills will shine as you communicate your findings, including future impacts to losses and delinquency, and propose recommendations to Senior Management as required.
Analyze and make recommendations to improve credit risk decisions around adjudication and collection strategies, along with improvements to existing reports, processes and procedures.
Contribute to the development of a robust data infrastructure for model development and analytics. Create meaningful analysis leading to credit strategy optimization, including but not limited to customer risk segmentation development that improves the portfolio’s risk-reward profile. Apply expertise and knowledge of financial services to understand profitability and performance drivers and build programs to optimize net financial contribution.
Build and maintain a standard set of risk and performance reports that evaluate the overall credit risk of the portfolio.
Apply observations to loss forecasting models to capture current trends and communicate to Senior Management to identify risks and opportunities to the forecast.
Oversee and conduct sensitivity and scenario analyses to understand the impact of exogenous factors, policy and operational changes on delinquency and charge off levels.

You have 2-4 years of progressively responsible roles in retail and/or financial services credit risk management and analytics coupled with a degree in statistics, math or a related discipline (advanced degree is desired).
You will have sound knowledge of credit risk/portfolio management procedures and principles and knowledge and practical application of data mining and statistical principles involved in model development.
Your analytical, data storytelling,and communication skills will be top-notch, coupled with a proven ability to understand complex problems, detect trends, and understand data to develop and formulate solutions.
Demonstrated experience in identifying, quantifying, managing, and implementing changes to credit risk decisions and underwriting strategies, policies and procedures through the use and application of analytical and problem-solving skills.
Strong technical knowledge of statistical analysis, modeling techniques and their application in a retail credit risk environment.
Possess deep understanding of data extraction/mining/modeling tools including SAS, SQL and Databricks.
We offer a Flexible Work Program that provides you the ability to work three days onsite per week , from our Mississauga office.
95,795.00 – $112,700.00 CAD (includes base salary and bonus)
Our compensation ranges are thoughtfully designed to reflect market competitiveness, internal equity, and the experience and impact each candidate brings to the role.
At goeasy, we believe transparency fosters trust — and that rewarding performance with fair, competitive pay and meaningful growth opportunities is key to our success.
Total compensation includes base salary and bonus.
Annual bonus that rewards your hard work and dedication.
Employee discounts on furniture, electronics, and appliances.
Expand your financial knowledge through engaging Financial Literacy Learning opportunities.
Enjoy company-paid volunteer days to give back to the community.
Access 24/7 healthcare with Virtual Doctor Appointments.
Personalize your benefits with a flexible modular benefits package.
Stay fit and energized with exclusive access to our on-site private gym at our head office.
Internal development training programs and platforms including job-specific training, career coaching, leadership excellence, mentorship, and many others.
Enjoy a state-of-the-art office space with perks like a games room, a healthy snack program, a fitness studio, free gated parking, and more!
Diversity, Inclusion, and Equal Opportunity Employment :
As an equal opportunity employer, we are committed to providing accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. Please let the talent acquisition team know if you require an accommodation during any aspect of the recruitment process and we will work with you to address your needs.

All candidates considered for hire must successfully pass a criminal background check, credit check, and validation of their work experience to qualify for hire.