Credit Risk Monitoring Specialist

Job Responsibility:

Seeing beyond numbers TM At Laurentian Bank, we believe we can change banking for the better. Founded in Montreal in 1846, Laurentian Bank helps families, businesses and communities thrive. Today, we have over 2,800 employees working together as One Team, to provide a broad range of financial services and advice-based solutions for customers across Canada and the United States. We drive results by placing our customers first, making the better choice, acting courageously, and believing everyone belongs. This role sits within Laurentian Bank.

The incumbent acts as an Analyst in activities related to the calculation of the IFRS 9 provision. They participate in the production process for calculating the IFRS 9 provision.

They also contribute to the design and implementation of reports to improve the monitoring and analysis of risks related to the IFRS 9 provision. Responsabilities

Participates in the production of the provision calculation, interprets data, explains variances, and assesses implications.

Contributes to the improvement of current production processes.

Advises and supports internal clients within their area of expertise.

Maintains effective communication with various stakeholders involved in the section's activities.

Performs any other related or general tasks requested by their supervisor or required as part of their duties.

Ensures the development and collaborates on the deployment of dashboards to monitor the performance of the Bank's credit portfolios.

Analyzes performance indicators related to the Bank's credit portfolio.

Produces analyses, interprets data, explains variances, and evaluates implications on the Bank's results.

Qualifications

• University degree in data science and business analytics, mathematics, physics, statistics, actuarial science, engineering, econometrics, finance, or any other related field.
• A minimum of 2 years of relevant experience with SAS modules in risk management.
• In-depth knowledge of database querying using SQL and experience with specialized statistical tools, including SAS (Enterprise Guide and Enterprise Miner).
• Strong ability to influence and innovate in proposed solutions.
• Ability to simplify and communicate complex ideas.
• Knowledge of the banking industry, credit products in Canada, and credit risk management tools.
• Strong analytical mindset and problem-solving orientation.
• Attention to detail and precision.
• Team-oriented and collaborative.
• Bilingual (French and English).*
• Professional working proficiency in French and English languages required as position involves frequent written and oral communication on complex matters with internal and external parties in both languages

What Laurentian Bank has to offer you

The total compensation offered by Laurentian Bank encompasses a comprehensive range of benefits, highlighting our commitment to the well-being and success of our employees.

Here are some of the key points of our offering:

The actual annual base salary offered will take into account internal equity, skills, and experience among other factors.

Total compensation: Earn a comprehensive compensation package that includes annual reviews and performance-based bonuses.

Work model: We prioritize a hybrid work model based on business needs.

Stock purchase plan: Become not just an employee, but a Laurentian Bank shareholder. Employer matching takes your investment even further.

Time off: In addition to paid vacation, we provide floating days and leave options to accommodate the diverse needs of our employees. Plus, as an extra perk, you also get a paid day off to celebrate your birthday.

Health and wellness: Take care of your health and well-being with access to healthcare professionals, our Employee and Family Assistance Program (EFAP), and a Stress Management and Well-Being Program.

Group insurance and pension: We offer a competitive insurance program based on your family's needs and a defined contribution pension plan to help prepare for your future.

Financial benefits: As a Laurentian Bank employee, you're also the best ambassador for our products and services. Take advantage of employee-only offers on a wide range of products. Enjoy exclusive deals and preferred rates on products and services including insurance, hotels, train tickets, spas and many more.

We are committed to creating a fulfilling professional environment where your skills are valued, and your well-being is a priority. Join us for a rewarding career at Laurentian Bank.

Inclusion and Accessibility

At Laurentian Bank, we believe everyone belongs. We are committed to fostering an inclusive work environment that reflects the diversity of our customers and our communities and where everyone feels like they belong and can thrive. To this end, we encourage applications from individuals from equity-deserving groups, including Indigenous persons, racialized and persons with disabilities, marginalized genders and the 2SLGBTQIA+ community.

We strive to offer a flexible and accessible work experience that is inclusive of everyone. If at any time you need an accommodation, please let us know.

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