Data Scientist / Machine Learning H/F

Analytics Insights & Artificial Intelligence

66 800 $/$66800 - 94 300$/$94300 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. TD Insurance helps protect clients from the accidents of life with a wide range of products including credit protection life health travel home and auto insurance. With more than three million clients TD Insurance authorized products and services are available online over the phone and through a network of more than 1000 TD Canada Trust branches.
Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing. Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada.
With a Canada-wide workforce of over 4000 employees and offices in Atlantic Canada Quebec Ontario and Alberta our company is always growing and can help you to grow. The TD Insurance AI2 team has the mandate to provide business intelligence using advanced analytical techniques such as machine learning and artificial intelligence (AI) models. This group is responsible for doing in-depth analysis to better understand claim payments client or advisor behaviors product design and a lot more. This group is also responsible to develop maintain and calibrate all models used within TD Insurance including but not limited to loss cost models and customer behavior models.

The team is composed of Actuarial Analysts whose primary task is to gather and analyses data to develop schemes and predictive models that will refine TDIs risk appetite. their main role to determine underwriting rules that will respect the governments regulatory guidelines while being clear and easy to apply for advisors.

Main tasks of the Data Scientist Underwriting Analytics:
Using state-of-the-art predictive modelling techniques (GLM GBM ) to refine segmentation models and underwriting rules for the general insurance automobile and residential products for the TD Insurance Canadian market
Provide expertise on mathematical concepts for the broader analytics team and inspire the adoption of advanced analytics and machine learning across the organization.
Keep current on emerging trends/ developments and grow knowledge of the business related tools and techniques.
Pushing forward the knowledge of the clients expected risk and profitability to the business by leveraging insight and making data-driven decisions
Execution and presentation of numerous underwriting analyses aiming to support growth and profitability objectives of TD Insurance
Development and maintenance of tools to monitor the evolution of our portfolio
Collaboration with numerous departments within the organization (Underwriting Underwriting Strategy Pricing Product DAI Risk Management Client Service Center etc.)

Bachelors or masters degree in one of the following: Statistics Mathematics Actuarial Science Computer science predictive models

• 3 years work experience in an industry setting
• Programming skills (SAS VBA Python R etc.) and knowledge of Microsoft Office Suite
• Deep understanding of a broad spectrum of modern machine learning techniques and their practical applications
• Experience in the insurance industry would be an asset
• Effective written and oral communication skills in English and French (an asset)

As part of TD Bank Group one of Canadas largest financial institutions at TD Insurance we care for Canadian families making it easy to get the best advice protection and support in their moments of need always.

TD Insurance offers a wide range of products including General Insurance and Life and Health. Everyday we strive to make every interaction product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If youre passionate about helping clients and building deep lasting relationships TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

Here at TD we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

We do our best to communicate outcomes to all applicants by email or phone call.

Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.
Language Requirement (Quebec only):