Credit Investments Associate

A hybrid remote role based in Toronto

At Uncapped, we invest in growing businesses and in ambitious founders and we are looking for a talented Investment Associate to join our Risk team.
We are a small team and you will have the opportunity to work directly with our portfolio companies and play a role in our investment decisions.
In this role, you'll get to work with a diverse group of founders and help them secure the financing they need to grow their businesses. You'll use your expertise in financial analysis and credit assessment to make strategic recommendations to the Credit Committee. You'll need to be able to analyse financial statements and business plans and communicate your findings in a clear and concise manner. You will act as the gatekeeper for our company, evaluating the potential risks and liabilities of businesses seeking investment. But don't think this job is all about numbers and spreadsheets - we encourage our analysts to think outside the box and come up with creative solutions for our clients, and In doing so, help fund thousands of growing businesses that are the lifeblood of the global economy and Uncapped’s future success.

Founded in 2019, Uncapped is a fintech company focused on providing working capital to SMEs in North America and Europe.
We leverage multiple data sources to make credit decisions faster, safer and more conveniently. Analyse customer applications, by reviewing financial statements and other materials to make recommendations on the size, length and structure of capital advances
Prepare and present approval packages for the Uncapped Credit Committee
Collect, review and report on the financial performance of portfolio companies
Work with the risk team and the CEO to improve our underwriting capabilities through continuous process improvements
Contribute to Credit Committee retrospective reviews
Work closely with our Product teams to improve customer experience and satisfaction
Must have a finance education - preferably a finance degree, or an MBA
Organised, flexible and focused, with the ability to context switch
Strong commercial acumen - intricately understand e-commerce / online / SaaS models
Collaborative mindset, not afraid to over-communicate in a remote environment
Unlimited holiday: we believe that well-rested and happy people make the best employees
Personal growth fund: Raise your game from great to spectacular