Finance Planning & Analysis Analyst H/F

As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. With a legacy of over a century, our unique approach to credit ratings offers unmatched opportunities for professional growth. Our people-driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling. Lastly, as part of our global community, you'll find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace.

Want to learn more about a career as a credit analyst at Fitch Ratings? Fitch Ratings is seeking a Senior Analyst to join the Asset-Backed Securities (ABS) Group in our Toronto office.

The position provides opportunities to grow credit understanding across consumer ABS through monitoring macro trends and impacts to pool and ABS rating performance. The analyst will join a growing team covering consumer sectors such as auto loan and lease, credit cards, and unsecured installment loans.

Successful candidates should demonstrate the ability to develop credit views, have experience analyzing performance trends and have strong communication skills (written and verbal).

Join a collaborative, global team dedicated to producing timely, insightful, and forward-looking credit analysis and research that informs the debt capital markets.

Analyze key credit, legal, and structural aspects of ABS transactions.

Support rating workflows by assisting in the analysis and monitoring of a portfolio of ABS transactions.

Utilize cashflow models to help form opinions on future performance.

Contribute to research reports and special projects focused on sector trends.

You hold a BA/BS degree and have at least 3 years of relevant work experience (excluding internships).

You have a good understanding of finance fundamentals and current economic conditions.

Direct experience with ABS credit or structured finance is a plus, but not required.

Thoughtful perspectives on economic trends and their impact on consumer credit performance.

Passion for analysis, attention to detail, and a desire to build a career in credit research and ratings.

Hybrid Work Environment: 3 days a week in office required based on your line of business and location.

Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity.

Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals.

Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing.

Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively.

Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community.

Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.

We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.