Financial Analyst Part-Time

Commercial Sales & Service

BMOs Corporate Finance Division (CFD) is part of the Canadian Commercial Bank and responsible for providing public and private corporate clients advice based financial solutions and best-in-class relationship management. The CFD team works holistically with companies to offer an integrated suite of financing structures treasury and payment products capital markets solutions and advisory services.
DI is comprised highly skilled and experienced professionals who work closely with clients across a range of industries in support of their corporate and strategic financial objectives. as such candidates are expected to demonstrate an understanding of financial analysis and an ability to clearly articulate complex situations.
Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.
Performs financial analysis and calculations assesses client creditworthiness prepares detailed credit summaries analyses financial performance and risk profiles of clients within the portfolio.
Utilizes financial models and analytical tools to assess client repayment capacity and recommend appropriate loan structures and collateral.
Supports credit-granting decisions by making recommendations to manager.
Supports portfolio monitoring and compliance within the portfolio to identify deteriorating credit conditions and ensure compliance.
Analyses metrics and assesses industry trends to spot risks and opportunities.
Supports the negotiation of loan terms and conditions and the structuring of loans that align with client requirements and ensure compliance with the banks risk appetite and policies.
Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners.
Structures and supports new renewal and extension loans aligned with client needs and bank & risk policies
Conducts financial analysis and risk assessments of clients credit information for an assigned portfolio to provide insights and make informed decisions
Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis taking corrective action when required.
Minimizes BMOs risk exposure by adhering to credit policies regulatory standards and operational guidelines.
Supports and implements initiatives to enhance service quality acquire new business and expand client relationships.
Manages timely and accurate data entry into BMOs systems and leverages the data to support decision-making.
Preferred 3 4 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
If a Credit Qualifiable job Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
Bachelors degree required; Business Administration Finance and Accounting preferred. Any other related discipline or commensurate work experience considered.
Technical proficiency gained through education and/or business experience.
Regulatory Compliance
Credit Risk Assessment
Banking Operations
Microsoft Office
Data analysis tools
Financial analysis

Salaries for part-time roles will be pro-rated based on number of hours regularly worked. BMO Financial Groups total compensation package will vary based on the pay type of the position and may include performance-based incentives discretionary bonuses as well as other perks and rewards. BMO also offers health insurance tuition reimbursement accident and life insurance and retirement savings plans. It calls on us to create lasting positive change for our customers our communities and our people. We strive to help you make an impact from day one for yourself and our customers. Well support you with the tools and resources you need to reach new milestones as you help our customers reach theirs. From in-depth training and coaching to manager support and network-building opportunities well help you gain valuable experience and broaden your skillset.

Accommodations are available on request for candidates taking part in all aspects of the selection process. A recruiting agency must first have a valid written and fully executed agency agreement contract for service to submit resumes.