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KYC Analyst

Full-time

Royal Bank of Canada

Job Responsibility:

Job Summary

What is the opportunity?

To ensure that Know Your Client (KYC) due diligence and information is collected prior to establishing any client relationship in accordance to US Anti-Money Laundering (AML) Compliance regulations and RBC policies

What will you do?

  • Responsible for the KYC processing of new client and account opening forms and maintaining reference databases with completed records and information.

  • Assess issues of potential non-compliance, provide recommendations and, together with the Team Lead and/or senior KYC management, work with areas involved to resolve and implement improved controls.

  • Conduct KYC due diligence searches and perform reviews for new and exisitng customers of RBC and its affiliates.

  • Respond to adhoc requests for information from Business areas regarding appropriate KYC documentation.

  • Identify potential areas for improved processing and automation of manual processes wherever possible.

  • Act as Subject Matter Expert on KYC data issues in the US region.

  • Providing advice to RBCCM Business on KYC information and documentation requirements.

  • Escalating to RBCCM AML Compliance and/or HRC on clients identified as High Risk or where material adverse information has been identified.

  • Escalating to the Global Economic Sanctions Team (GES) and/or HRC on material matters relating to sanctions or ABAC, respectively to the extent not escalated otherwise to AML Compliance.

  • Participate in intra-day and/or after hours testing in support of system and process improvements

  • Communicate status updates on requests to Business partners

  • Ability to take on ad hoc projects or documentation exercises including status updates.

What you need to succeed?

  • BA / BS or equivalent

  • Minimum 1 year recent or relevant KYC/AML experience with a financial institution, preferably in Capital Markets

  • Familiarity with local and global KYC/AML, Capital Markets industry, or taxation regulatory requirements (USA PATRIOT Act, BSA, FINRA regulations, OFAC, FinCEN CDD Rule, etc.)

  • Familiarity with Capital Markets products, trade systems and business lines

  • Knowledge of KYC/AML industry tools, portals, information sources, and vendor products

Nice-to-have

  • ACAMS or CFE a plus

  • Tax knowledge

  • Operations or Technology degree, background, or experience

  • CAMS certification

  • CSC or CFA certification

  • Familiarity with RBC organization, systems, and business

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

  • A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation

  • Leaders who support your development through coaching and managing opportunities

  • Work in a dynamic, collaborative, progressive, and high-performing team

  • Opportunities to do challenging work

  • Flexible work/life balance options

Job Skills

Auditing, Audits Compliance, Communication, Data Gathering Analysis, Detail-Oriented, Financial Regulation, Internal Controls, Organizational Governance, Process Management, Quality Orientation

Additional Job Details

Address:

RBC CENTRE, 155 WELLINGTON ST W:TORONTO

City:

TORONTO

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

Capital Markets

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2024-05-15

Application Deadline:

2024-05-30

I nclusion and Equal Opportunity Employment

At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities. We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.

Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

Vacancy posted 7 days ago
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