Director, Credit Risk

A career as a Director on the Western Credit Risk Management team at National Bank means acting as an expert in credit adjudication for Mid-Market sector (Diversified Industry) financing. This role lets you play a key part in growing high-potential client portfolios by applying your deep financial analysis and credit expertise to large-scale, complex lending projects.
This opportunity is ideal if you\ 're energized by decision-making, business impact, and partnering with relationship managers to ensure sound, strategic credit outcomes.
Analyze, authorize, or recommend complex diversified industry credit files, in line with risk appetite and policy
Collaborate with business lines to deliver timely responses on financing requests
Support account managers as an advisor and coach in structuring credit
Monitor loan portfolios and proactively recommend improvements
Identify and implement quality control strategies to strengthen portfolio integrity
Participate in credit committees and strategic initiatives
Ensure compliance with policies and act as a change agent to improve tools and processes
Your team
Within the Western Commercial Credit Risk Management team, you\ 'll be part of a dynamic group of credit experts and report to the Senior Director. We offer flexible work arrangements including a hybrid work model and adjustable schedules to support your work-life balance.
National Bank values continuous development and internal mobility.
Our personalized learning programs, based on learning through action, help you master your role and expand your expertise. Tools such as the Data Academy, language training, Harvard Learning Center, and access to coaching and mentoring are always available to support your growth.
Basic Requirements
Bachelor\ 's degree in Commerce, Finance, Accounting, or a related field
+ 5 years of experience in Mid-Market segment, including underwriting and/or client-facing roles
Proven ability to influence and collaborate with internal partners at various levels
Excellent communication and interpersonal skills, with the ability to coach and influence
Solid analytical, organizational, and decision-making abilities
Leadership of any new implemented credit initiatives and/or special mandates
Ideal candidate will be in Calgary, Edmonton or Vancouver
Soft skills to highlight in your application
Integrity and sound judgment
Ability to build strong relationships across teams
Adaptability and openness to change
Strategic thinking and attention to detail
Ability to coach and support colleagues through change
Initiative and autonomy in managing priorities
Mandatory languages
English (spoken and written)
French is considered an asset
Languages:
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In addition to competitive compensation, upon hiring you\ 'll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:
* Health and wellness program, including many options
* Employee Share Ownership Plan
* Employee and family assistance program
* Preferential banking services
* Involvement in community initiatives
* Virtual sleep clinic
We have an offer that keeps up with trends as well as your needs and those of your family.
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees\ ' ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.
Making a bold move in a people-first environment
We\ 're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people\ 's lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.
We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?
Why work at National Bank?For an environment that supports your career pathThere are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.
For an inclusive and diverse environmentWe foster inclusion in an environment where each person\ 's unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?
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