Senior Full Stack Engineer, Customer & Cardholder Experiences

We are looking for a
Senior Full Stack Software Engineer
to join our Customer & Cardholder Experiences team, delivering innovative UIs and embeddable solutions to transform the experience of Marqeta’s customers and their cardholders. You will own and deliver projects in service of quarterly goals on the team and independently identify solutions to solve ambiguous, open-ended problems. You will work in collaboration with your team and cross‑functional partners.
We work Flexible First. This role can be performed remotely anywhere within the Greater Toronto Area, Ontario. We’d love for you to join us!
What You'll Do
Design, build, test, and continually improve Marqeta’s user interfaces and the backend services that support them.
Define and deliver well‑scoped milestones for projects and may be a technical lead for projects on your team.
Actively keep customer needs in mind and leverage input from product stakeholders to determine the right technical solutions to deliver customer value quickly.
Actively level up less‑experienced members of your team by helping them with their craft, providing guidance, and setting a good example.
Independently write code that is clear with minimal bugs that captures the essential nature of the solution and is appropriately flexible, reusable, efficient, and adaptable to changing requirements.
Identify gaps, challenge the status quo, and propose innovative plans to address them.
Lead design for medium components/features and participate in design for larger components/features (moving from task level impact to medium‑size project level impact).
Have significant ownership of a component/feature of the system.
Independently design software components in well‑scoped scenarios, with simplicity and maintenance as key considerations, ensuring components are testable, debuggable and have logical APIs that are not easily misused.
Participate in on‑call coverage.
Who You Are
5+ years of hands‑on software engineering with a Bachelor’s degree;
or 3 years and a Master’s degree;
or a PhD with 8 years experience. In lieu of a degree, 8+ years of relevant experience may suffice.
2+ years of backend experience in any OOP language.
Experience with OAuth 2.0, JWTs, and user session management.
Experience in developing applications with modern Java backend stack using Spring Boot and Kubernetes on AWS.
Experience both building and consuming RESTful APIs.
Experience with Javascript and Node.Js.
Experience developing scalable microservices on cloud platforms like AWS (preferred), Azure, or GCP.
Strong analytical and problem‑solving skills with a high attention to detail.
Strong collaboration and communication (verbal and written) skills. Can effectively work cross‑functionally and deliver a project.
Experience working in modern software engineering ecosystems that leverage frameworks, methodologies and technologies such as CI/CD, containerized apps, Agile (Scrum).
Ability to share relevant information including if difficult task‑level trade‑offs that impact the product need to be made.
Ability to work with cross‑functional stakeholders to identify technical blindspots and clarify ambiguity.
Nice to haves
Domain experience in Payments or Fintech industry in general.
Experience in developing scalable applications with at least one modern frontend technology such as React, Angular, VueJS, NextJS.
Experience with highly‑available distributed systems, including sharding, replication, load balancing, and caching.
Your Manager
Jamie Guidry, Sr Manager, Software Engineering
Typical Process
Application Submission
Recruiter phone call
Hiring manager video call
Virtual “Onsite” consisting of 4-5, 45 min calls
Offer!
Compensation and BenefitsMarqeta calibrates pay to a competitive value according to working location. When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new‑hire
base salary
range for this full‑time position, reflected in CAD, is: $116,000 - $145,000
We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.
Along with monetary compensation, Marqeta currently offers:
Multiple health insurance options
Flexible vacation time with additional floating holidays
Retirement savings program with company contribution
Equity in a publicly‑traded company
Monthly stipend to support our remote work model
Annual development stipend to support our people growth and development
Family‑forming benefits and generous parental leave base salary top‑up
About Marqeta
Marqeta is on a mission to change the way money moves. We’re one of the earliest enablers of embedded finance, a market opportunity sized up in the trillions. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. Marqeta is powering the most well known brands in the new economy (Block, Cash App, **Affirm**, Instacart, Doordash, Uber, Walmart, etc). You don’t need to be a Payments expert to join the Marqeta Team, let us help you with that. This is the opportunity of a lifetime to work with innovators around the world and unlock equitable financial access for all.
Marqeta’s Values
- Solve for the Customer: With a deep understanding of our customers' business and empathy for their needs, we deliver products and services that drive their success. Earning and keeping their trust guides everything we do.
- Do What's Right: Knowing businesses and livelihoods depend on us, we pursue solutions that disrupt responsibly and deliver high‑quality results that our customers count on. We own our work from start to finish.
- Simplify and Innovate: We approach challenges with curiosity and take smart risks. Innovation comes from finding better, simpler ways to achieve extraordinary outcomes.
- Win as a Team: We succeed together by embracing diverse perspectives and pushing each other to raise the bar. We lead with humility and set aside hierarchy to work as a team.
- Make it Count: We drive forward with focus and agility. With a sense of urgency and purpose, we get the job done, and done right.
Equal Employment Opportunity, Accommodations and Privacy
Marqeta is an equal opportunity employer committed to an inclusive workplace that fosters belonging. We do not discriminate based on race, color, religion, sex (including pregnancy, lactation, childbirth, or related medical conditions), veteran status or uniformed service member status, age, national origin or ancestry, citizenship or immigration status, physical or mental disability, gender identity, gender expression, sexual orientation, genetic information (including testing or characteristics) or any other characteristic protected by applicable law. We also consider qualified applicants with criminal histories, consistent with legal requirements.
Marqeta endeavors to make reasonable accommodations for applicants with disabilities. If you are an individual with a disability and require a reasonable accommodation to submit this application, complete any pre‑employment testing, or otherwise participate in the employee selection process, please submit this form with your specific accommodation request.
Marqeta cares about your privacy. Personal data that is provided as part of the application and recruitment process is processed in accordance with the Applicant Privacy Notice. Additional information for California residents can be found here.
To keep our interview process fair and consistent, we ask that all candidates join video interviews with their camera on.Notice on Use of AI in RecruitmentWe may use artificial intelligence (AI) tools in our recruitment processing consistent with the requirements of applicable laws. For more information, review our AI notice here.
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