Data Scientist - Credit Risk Focus

As a Data Scientist with a focus on credit risk at Qfin, you'll be pivotal in model development that influences lending decisions. Engage in statistical analysis and predictive modeling. This Senior Credit Risk Modeling position requires an individual contributor to develop and maintain predictive models for personal lending products. With your 5–7 years of experience in credit risk modeling, you will perform in-depth analyses and collaborate with various teams to improve risk strategies. Your proficiency in machine learning and programming will be vital in achieving precision within the credit decisioning framework. Key Responsibilities:

• Create and enhance predictive credit risk models
• Perform thorough data analysis and feature engineering
• Back-test and validate credit risk models
• Work with business teams for model integration
• Mentor junior analysts on modeling practices

Requirements:

• Bachelor’s or Master’s degree in Statistics or related
• 5–7 years of experience in credit risk
• Strong skills in statistical and predictive analytics
• Programming knowledge in Python, R, or SAS; SQL needed
• Effective problem-solving and communication skills

Utilize your expertise in data science to refine credit risk methodologies at Qfin. #J-18808-Ljbffr