Director, Credit Risk

A career as a Director on the Western Credit Risk Management team at National Bank means acting as an expert in credit adjudication for Mid-Market sector (Diversified Industry) financing. This role lets you play a key part in growing high-potential client portfolios by applying your deep financial analysis and credit expertise to large-scale, complex lending projects.This opportunity is ideal if you're energized by decision-making, business impact, and partnering with relationship managers to ensure sound, strategic credit outcomes.Analyze, authorize, or recommend complex diversified industry credit files, in line with risk appetite and policyCollaborate with business lines to deliver timely responses on financing requestsSupport account managers as an advisor and coach in structuring creditMonitor loan portfolios and proactively recommend improvementsIdentify and implement quality control strategies to strengthen portfolio integrityParticipate in credit committees and strategic initiativesEnsure compliance with policies and act as a change agent to improve tools and processesYour team
Within the Western Commercial Credit Risk Management team, you’ll be part of a dynamic group of credit experts and report to the Senior Director. We offer flexible work arrangements including a hybrid work model and adjustable schedules to support your work-life balance.National Bank values continuous development and internal mobility. Our personalized learning programs, based on learning through action, help you master your role and expand your expertise. Tools such as the Data Academy, language training, Harvard Learning Center, and access to coaching and mentoring are always available to support your growth.Basic Requirements
Bachelor’s degree in Commerce, Finance, Accounting, or a related field+ 5 years of experience in Mid-Market segment, including underwriting and/or client-facing rolesProven ability to influence and collaborate with internal partners at various levelsExcellent communication and interpersonal skills, with the ability to coach and influenceSolid analytical, organizational, and decision‑making abilitiesLeadership of any new implemented credit initiatives and/or special mandatesIdeal candidate will be in Calgary, Edmonton or VancouverSoft skills to highlight in your application
Integrity and sound judgmentAbility to build strong relationships across teamsAdaptability and openness to changeStrategic thinking and attention to detailAbility to coach and support colleagues through changeInitiative and autonomy in managing prioritiesMandatory languages
English (spoken and written)French is considered an assetLanguages: EnglishRequired skills: Adjudication, Artificial Intelligence, Commercial Banking, Commercial Lending, Credit, Credit Analysis, Credit Management, Credit Risk, Credit Risk Analysis, Credit Risk Management, Cybersecurity, Diversity & Inclusion, Empathy, Initiative, Learning Agility, Resiliency, TeamworkYour benefits
* Health and wellness program, including many options* Flexible group insurance* Generous pension plan* Employee Share Ownership Plan* Employee and family assistance program* Preferential banking services* Involvement in community initiatives* Telemedicine service* Virtual sleep clinicWe have an offer that keeps up with trends as well as your needs and those of your family.Our dynamic work environments and cutting‑edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.Making a bold move in a people‑first environment
We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier‑free and accessible environment to all employees.We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?Join us!
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