Mortgage Lending Executive Risk Strategy

Shape mortgage credit strategy and portfolio performance in the West end of the GTA, combining risk oversight with commercial judgment.As Vice President or Senior Vice President, Lending, you will lead residential and commercial mortgage activities within an established non-bank financial institution. Reporting to the President and CEO, you will align lending decisions with policies, risk appetite, regulatory expectations, and business objectives. Your scope includes underwriting, portfolio administration, product development, performance reporting, and operational improvement.Key Responsibilities:
Review and enhance lending policies and underwriting guidelinesIdentify credit and operational risks requiring mitigationProvide portfolio quality and arrears insights to managementRecommend pricing, product, and process enhancementsOversee compliant lending administration, systems, and workflowsRequirements:
Ten-plus years senior residential and commercial lending experienceStrong mortgage adjudication and underwriting knowledgeExperience balancing growth, profitability, credit quality, and riskKnowledge of regulatory compliance and lending policiesAnalytical capabilities using portfolio performance dataBring sound credit judgment and mortgage risk expertise to strengthen lending quality, governance, performance, and sustainable growth.
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