Senior Manager Commercial Credit Risk

Area(s) of interest:Finance and accounting, Risk management
Location(s):Montreal
A career as a Senior Manager Commercial Credit Risk at National Bank means acting as a leader and coach in the approval of commercial financing applications. You'll maximize the quality of a commercial loan portfolio in line with the Bank's strategic orientations. In addition, you'll implement strategies to monitor the quality of the loan portfolio in order to ensure integrity and to maximize profitability and business development.
Your role
Independently analyze, authorize or recommend complex commercial financing applications based on credit policies and procedures as well as National Bank’s risk appetite.
Anticipate and identify transaction risks and how to mitigate them.
Work in a team to meet the business line's short turnaround times.
Optimize relationships with the various stakeholders and act as a coach for account managers.
Independently take part in various committees and special mandates.
Adequately follow up on loan portfolios to improve quality.
Encourage the continuous rethinking of work methods to optimize processes and systems and present innovative solutions.
Be involved from the beginning of the credit origination process until disbursement.
Positively impact peers and colleagues by being a proactive driver of change.
Your teamAs part of the Risk Management sector, you will be part of a team of commercial credit specialists within the Credit Risk team, covering primarily the Quebec and Atlantic regions. You will report to the Senior Manager Credit Risk. The team’s mission is to ensure quality decisions and rapid execution of its commercial loan portfolios. We want to contribute to your quality of life by offering you as much flexibility as possible in your work. For example, we offer hybrid work (remote and in the office), work schedule arrangements to help you achieve work/life balance and flexible leave that you can take when it’s important to you.
The Bank values continuous development and internal mobility. Our personalized training programs, based on learning through action, allow you to master your profession and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times. You’ll also have access to colleagues with a wide range of expertise, experience and backgrounds to enrich all aspects of your development.
Prerequisites
Completed bachelor's or master's degree in administration, accounting or a related field, and seven to ten years of relevant experience
Experience in complex commercial financing
Excellent knowledge of commercial financial products and services
Be a team leader recognized for helping implement credit initiatives and/or special large-scale projects
Ability to make complex decisions in very short times
LanguagesReason to require this language: you will need to work closely with our colleagues outside Quebec.
SkillsPress space or enter keys to toggle section visibility
Analytical Skills Commercial Lending Credit Risk Negotiation Teamwork Decision Making Initiative Learning Agility Oral Communication Resiliency Written communication Analytical thinking Influencing Credit Risk Analysis Credit Application Review
In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:
Health and wellness program, including many options
Employee Share Ownership Plan
Employee and family assistance program
Preferential banking services
Involvement in community initiatives
Virtual sleep clinic
We have an offer that keeps up with trends as well as your needs and those of your family.
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.
Making a bold move in a people-first environmentWe’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a bar-free and accessible environment to all employees.
We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?
Why work at National Bank?For an environment that supports your career pathThere are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.
For an inclusive and diverse environmentWe foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?
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