Dealer Finance Relationship Advisor

Job Responsibility:

In 2025, Prosperity Credit Union emerged as an economic force and community partner in rural Saskatchewan, born from the merger of three trusted credit unions: Cypress, Diamond North, and Prairie Centre. Built on a foundation of collaboration and community spirit, Prosperity Credit Union embodies the heart of rural Saskatchewan. With a deep understanding of the unique needs of our members, we are committed to delivering exceptional service and tailored financial solutions.

At Prosperity Credit Union, you'll find a workplace that values innovation, connection, and a shared commitment to enriching the lives of our members and communities. Join us in shaping the future of financial services in rural Saskatchewan while building a career you can truly take pride in.

Role and Responsibilities:

Reporting to the Manager Dealer Finance, the Dealer Finance Relationship Advisor will assist in overseeing the Dealer Finance loan portfolio while building positive relationships with customers and providing exceptional service as a first point of contact. The successful candidate will be detail-oriented, thorough, and well-organized to ensure sound decision-making in the analysis and recommendation of Dealer Finance credit.

Join our team and play a pivotal role in driving business at Prosperity as you:

• Support the effective management of the Dealer Finance loan portfolio by working toward loan growth targets in alignment with the Credit Union's corporate strategy. Conduct thorough financial analysis for vehicle loans, ensuring sound credit decisions across commercial, agricultural, and consumer lending sectors.
• Analyze credit applications with attention to detail and accuracy, identifying opportunities and potential risks. Ensure all recommendations align with lending policies and procedures while maintaining the integrity of the Credit Union's risk management practices.
• Build and maintain trusted, long-term relationships with dealer partners to drive consistent business growth. Act as a key liaison between dealerships and the Credit Union, collaborating closely with partners and customers to develop credit solutions that align with each member's needs.
• Maintain clear, open, and effective two-way communication with internal teams and stakeholders. Work collaboratively to identify and implement optimal solutions for customers, contributing to a cohesive and member-focused lending process.
• Identify and respond to problem accounts in accordance with established procedures. Serve as a corporate resource for financial recovery by managing delinquent accounts, guiding them through the resolution process while protecting the interests of the Credit Union and supporting the member experience.

This role will be required to work flexible hours, including rotational coverage for Saturday.

Qualifications:

• Lending experience in consumer, commercial, and agriculture preferred, but will consider a combination of education and experience
• Agriculture industry knowledge and/or agriculture education is an asset
• Experience interpreting financial statements
• Strong analytical skills with attention to detail
• Ability to prioritize work requirements to meet deadlines and work within time constraints
• Excellent interpersonal, oral, and written communication skills with an aptitude for relationship-building
• Ability to work both independently and as part of a team

Perks and Benefits:

• Comprehensive benefits package
• Generous paid vacation and sick days to support employee health and well-being
• Collaborative work environment
• Generous matched pension plan
• Planned retirement for targeted management and specialist positions
• Paid days off for volunteering and professional development courses
• Professional development incentive program
• Preferred loan/deposit rates and service packages
• Relocation bonuses and reimbursement for eligible employees
• Staff and corporate events

Prosperity Credit Union is committed to inclusion, and we honor and celebrate everyone's diverse experiences and perspectives. We commit to providing a barrier-free recruitment process and work environment for all applicants. Please let us know if you need any accommodation so that you can bring your best self to the application process and beyond.

All candidates under consideration for employment must successfully undergo a criminal background check and credit assessment and obtain a fidelity bond to meet the qualifications for the position.

Job Types: Full-time, Permanent

Pay: $71,200.00-$89,000.00 per year

Additional pay:

• Bonus pay

Benefits:

• Company pension
• Dental care
• Disability insurance
• Employee assistance program
• Extended health care
• Life insurance
• On-site parking
• Paid time off
• Tuition reimbursement
• Vision care

Schedule:

• Monday to Friday
• Weekends as needed

Application question(s):

• Are you willing to travel to provide coverage at other Prosperity branch locations?

Work Location: In person

Application deadline: 2025-06-04