Bilingual (FrenchEnglish) Analyst, Commercial Mortgage Group

Work Location:

Hours:

Line of Business:

Pay Details:

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidates skills and experience job-related knowledge geographic location and other specific business and organizational needs.

As a candidate you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Job Description

Reporting directly to the Assistant Manager Mortgage Credit the Analyst will be an integral part of our credit team playing a pivotal role in credit underwriting for both new and existing TD Bank clients. Their primary focus is on assessing the creditworthiness and risk profiles of potential customers which is essential for driving profitable business growth while ensuring strict adherence to TDs credit risk policies. The position will have the following accountabilities:

• Lead the underwriting process for new deals and conduct annual credit reviews making sure all aspects of credit risk are thoroughly considered and addressed.
• Prepare comprehensive credit packages for new business within the Multi-Unit properties segment delivering results promptly to meet the evolving needs of our customers.
• Ensure consistent and timely communication regarding the status and progress of credit requests annual reviews and other daily activities keeping all relevant stakeholders informed.
• Take ownership of a designated portfolio overseeing all aspects to ensure optimal management and maintaining expires within department threshold.
• Proactively identify early warning signs of deteriorating credits within the portfolio and recommend informed effective courses of action.
• Seek out and recognize new business opportunities both within our current customer base and branch partner network opportunities.
• Communicate the Banks requirements clearly and professionally managing expectations for both customers and retail branch partners to ensure a smooth experience.
• Build and nurture a robust network of contacts across the Bank and with key industry professionalssuch as CMHC and third-party consultantsto continually enhance your underwriting expertise and service quality.
• Stay informed about market conditions customer needs and the broader economic landscape and constantly expand your personal knowledge.
• Engage as a fully contributing member of the team promoting a positive and collaborative work environment that values quality innovation and open communication.
• Take part in ongoing personal and professional development including cross-training and actively engaging in performance management activities.
• Contribute to the development of team skills and capabilities by mentoring others sharing valuable experiences and leveraging best practices for collective success.

Department Overview

The Commercial Mortgage Group (CMG) supports Business Banking / TD Securities / TD Canada Trust in providing a commercial mortgage product that is competitive within the Canadian marketplace. Our goal is to deliver a commercial mortgage product at all times and in all market conditions subject to assets structure and other risk parameters being acceptable.

Job Requirements

• Above average analytical skills

• Strong aptitude for problem solving

• Good organizational skills

• Team player

• A sound communicator

• Ability to work in a fast-paced environment

• Strong interpersonal skills

Experience and Education:

• Professional Proficiency in French and English is required
• Undergraduate degree and
• Minimum 1 year of relevant credit underwriting experience is required

Who We Are:

TD is one of the worlds leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day we strive to make every interaction product and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada the United States and around the world. More than 95000 TD colleagues bring their skills talent and creativity to foster deeper relationships ensure disciplined execution and build a simpler faster banking experience. TD is deeply committed to being a leader in client experience that is why we believe that all colleagues no matter where they work are client facing. Together we are reimagining what banking can be for our clients colleagues and communities.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial physical and mental well-being goals. Total Rewards at TD includes a base salary variable compensation and several other key plans such as health and well-being benefits savings and retirement programs paid time off banking benefits and discounts career development and reward and recognition programs. Learn more

Additional Information:
Were delighted that youre considering building a career with TD. Through regular development conversations training programs and a competitive benefits plan were committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations requirements.

Colleague Development

If youre interested in a specific career path or are looking to build certain skills we want to help you succeed. Youll have regular career development and performance conversations with your manager as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If youre passionate about helping clients and building deep lasting relationships TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

Were committed to your success and foster a respectful workplace where diverse perspectives are valued everyone has fair opportunities to grow and you can unlock your full potential to achieve your career goals. Here at TD we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that youve got everything you need to succeed in your new role.

Interview Process
Well reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if youd like accommodations (including accessible meeting rooms captioning for virtual interviews etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec only):

Required Experience:

IC