SOLUTION ARCHITECT / TECHNICAL ARCHITECT

SOLUTION ARCHITECT / TECHNICAL ARCHITECT

Banking SaaS | Product & Pricing | Integration | Enterprise Architecture

Primary Focus: Owns solution design for complex implementation areas and bridges business, banking domain, platform, engineering, integration, data, cloud, and client technology teams.

THE OPPORTUNITY

We are seeking a senior Solution Architect / Technical Architect with strong experience delivering complex enterprise SaaS solutions within Banking, Financial Services, or FinTech environments .

This is a highly client-facing architecture role responsible for translating complex banking, product, pricing, billing, integration, data, security, and operational requirements into scalable, secure, maintainable, and executable solution designs .

The successful candidate will own architecture across areas such as:

• Banking products and product configuration
• Pricing, rates, fees, discounts, waivers, and offers
• Billing and downstream financial processing
• Customer/account relationships and relationship-based pricing
• Eligibility, workflows, approvals, and audit trails
• APIs, integrations, data flows, and enterprise systems
• Security, cloud, scalability, performance, and operational readiness

You will work directly with client business and technology stakeholders, Product Management, Engineering, Technical Consultants, Software Engineers, QA, DevOps, Security, Cloud, and implementation teams .

A major part of the role is determining how client requirements can be met through standard platform capabilities and configuration , while identifying where extension, integration, transformation, or product enhancement may be required.

WHAT YOU WILL DO

Solution Architecture & Design

• Own end-to-end solution architecture for assigned client implementations, modules, and workstreams.
• Translate complex banking and technology requirements into practical, scalable solution designs.
• Architect solutions covering products, pricing, rates, fees, billing, offers, eligibility, relationship pricing, exception pricing, workflows, approvals, auditability, integrations, reporting, and operational processes .
• Determine when requirements should be addressed through standard platform functionality, configuration, extension, integration, data transformation, or customization .
• Maximize standard platform capabilities and minimize unnecessary customization and technical debt.
• Produce solution architecture documents, technical designs, process flows, integration diagrams, data-flow diagrams, configuration approaches, and architecture decision records.
• Ensure designs are secure, scalable, reusable, performant, auditable, supportable, and maintainable .

Banking & Financial Services Architecture

• Apply strong knowledge of banking products, pricing, fees, rates, billing, customer/account relationships, offers, discounts, waivers, approvals, and governance .
• Translate real-world banking requirements into appropriate platform and solution architectures.
• Ensure designs support financial accuracy, customer servicing, regulatory/audit requirements, downstream processing, and operational controls .
• Understand integration dependencies across core banking, CRM, digital banking/channels, general ledger, billing, workflow, data warehouse, analytics, and reporting platforms .
• Design solutions that enable business agility while reducing unnecessary dependency on core banking system changes.

Client-Facing Architecture Leadership

• Act as a trusted technical and solution advisor to client stakeholders.
• Lead solution workshops, discovery sessions, architecture discussions, design walkthroughs, integration sessions, and requirements validation.
• Present architecture options, trade-offs, constraints, assumptions, risks, and recommendations.
• Translate technical concepts for business stakeholders and business requirements for technical delivery teams.
• Align stakeholders across business, technology, architecture, product, operations, security, risk, compliance, and delivery .
• Help clients understand the impact of architecture decisions on implementation effort, integration complexity, data, testing, scalability, deployment, and long-term maintainability.

Requirements & Fit-Gap Analysis

• Review complex business, functional, technical, integration, data, security, and operational requirements .
• Lead fit-gap assessments between client requirements and platform capabilities.
• Identify gaps, ambiguities, dependencies, constraints, assumptions, and architectural risks.
• Determine whether gaps require configuration, extension, integration, transformation, process change, customization, or product enhancement .
• Partner with Product Management and Engineering to assess product gaps and technical feasibility.
• Maintain traceability between requirements, architecture decisions, detailed designs, configuration, engineering, and testing.

Integration & Data Architecture

• Define integration architecture between the SaaS platform and client enterprise systems.
• Architect solutions involving REST APIs, services, microservices, batch processing, file interfaces, event-driven integrations, and enterprise data flows .
• Define interface contracts, validation rules, transformation logic, error handling, reconciliation, and monitoring requirements.
• Review data mappings, source-to-target specifications, interface designs, and integration patterns.
• Ensure integration architecture addresses volume, latency, scalability, availability, security, recoverability, traceability and auditability .
• Support architecture for data migration, reference/master data, reconciliation, environment planning, and downstream validation .

Security, Cloud & Non-Functional Architecture

• Define and validate non-functional requirements including:
  • Performance and scalability
  • Availability and reliability
  • Security and privacy
  • Authentication and authorization
  • Resilience and recoverability
  • Logging and monitoring
  • Auditability and traceability
  • Maintainability and supportability
• Collaborate with Cloud, DevOps, Security, Infrastructure, Engineering, and Support teams .
• Ensure architecture supports production troubleshooting, monitoring, incident management, reconciliation, disaster recovery, and operational handover.

Technical Direction & Delivery Enablement

• Provide architectural direction to Technical Consultants, Software Engineers, Technical Leads, QA, DevOps, implementation teams, and client technical resources .
• Review and approve technical designs, configuration approaches, integration specifications, APIs, data mappings, test strategies, and deployment plans.
• Support backlog refinement, estimation, sequencing, dependency management, and technical impact analysis.
• Resolve architecture and design issues throughout implementation.
• Participate in complex defect and issue triage involving architecture, integration, data, performance, or platform behaviour.
• Ensure delivery teams understand both what needs to be implemented and the architectural reasoning behind the design .

Architecture Governance & Risk

• Establish architecture and solution-design governance across assigned implementation areas.
• Conduct design and architecture reviews.
• Identify technical, functional, integration, data, security, performance, operational, and delivery risks early.
• Define mitigation strategies and elevate significant risks with clear impact analysis and recommendations.
• Ensure critical banking functionality—including pricing, fee calculations, rate changes, billing outputs, pricing exceptions, approvals, eligibility, audit trails, and reconciliation —receives appropriate architectural oversight.
• Support implementation checkpoints and go-live readiness assessments.

Product & Engineering Partnership

• Partner closely with Product Management, Engineering, Platform Architecture, and implementation leadership .
• Identify recurring client requirements that may warrant reusable platform capabilities or product enhancements.
• Distinguish legitimate product gaps from client-specific customization.
• Provide implementation feedback that helps influence platform and product evolution.
• Protect broader platform architecture and maintainability while meeting client requirements.

Mentorship & Architecture Practice

• Mentor Technical Consultants, Software Engineers, Team Leads, and other technical resources.
• Establish reusable architecture patterns, reference architectures, configuration standards, integration templates, and implementation playbooks .
• Promote architecture standards and knowledge sharing across implementation teams.
• Identify opportunities for standardization, reusable components, automation, tooling improvements, and reduced implementation risk.

WHAT YOU NEED TO SUCCEED

MUST HAVE

• Significant experience as a Solution Architect, Technical Architect, Software Architect, Enterprise Architect, Senior Technical Consultant, or equivalent architecture-focused role .
• Proven experience designing and delivering complex enterprise SaaS or platform implementations .
• Strong Banking, Financial Services, FinTech, or financial-product technology experience .
• Strong understanding of banking concepts such as:
  • Products and product configuration
  • Pricing and rates
  • Fees and billing
  • Offers, discounts, and waivers
  • Customer/account relationships
  • Relationship-based and exception pricing
  • Eligibility and approvals
  • Auditability and governance
• Strong enterprise integration architecture experience including REST APIs, services, batch/file interfaces, data flows, and system-to-system integration .
• Experience translating business requirements into solution architecture, technical designs, integration strategies, data mappings, and implementation guidance .
• Strong understanding of SaaS architecture and the distinction between platform configuration, extension, integration, and customization.
• Experience performing fit-gap analysis and evaluating technical solution options.
• Experience with data architecture, transformation, migration, validation, reconciliation, and data quality.
• Strong understanding of security, performance, scalability, availability, resilience, monitoring, auditability, and supportability .
• Experience providing architectural direction to engineering, consulting, QA, DevOps, integration, and implementation teams.
• Strong client-facing communication, workshop facilitation, documentation, problem-solving, and stakeholder-management skills .

HIGHLY DESIRABLE

• Banking SaaS implementation experience.
• Core banking or core-banking-adjacent architecture experience.
• Product and pricing platform experience.
• Rates, fees, billing, or financial calculation platform experience.
• Experience with CRM, digital banking, general ledger, workflow, billing, data, analytics, and reporting ecosystems .
• Cloud-based enterprise architecture experience.
• microservices, APIs, event-driven architecture, distributed systems, and cloud-native services .
• Enterprise security, identity, authentication, authorization, and data-protection architecture.
• Large-scale banking transformation or modernization experience.
• Experience mentoring senior engineers, consultants, or technical leads.
• Experience developing reusable architecture patterns and implementation standards.