Commercial Credit Analyst Underwriting

Analyze commercial and consumer credit applications as a Commercial Credit Analyst with GM Financial, using financial statements and risk assessment. Work three days weekly in-office.GM Financial seeks a Commercial Credit Analyst to research credit risks, assess credit history, and approve or deny credit within established authority. You will evaluate collateral usage, debt service, and GM Financial exposure for commercial transactions. The role also involves dealer relationships, negotiations, and service across business units.Key Responsibilities:
Analyze applications and determine credit riskReview financial statements, collateral, exposure, and debt serviceRecommend lines of credit for dealers and clientsEnsure compliance with Anti-Money Laundering policiesPerform due diligence supporting credit applicationsRequirements:
Knowledge of basic lending principlesUnderstanding of credit bureau reportsFinancial statement and ratio analysis knowledgeOne year of lending experience preferredBusiness diploma or equivalent experienceApply credit analysis, underwriting judgment, and financial statement skills while supporting GM Financial dealers and commercial clients.
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