Senior Mortgage Credit Adjudicator

Turn complex mortgage files into informed lending decisions at nesto using credit judgment, regulatory knowledge, and rigorous documentation review. This hybrid role is based in Montreal, Toronto, Winnipeg, or Calgary.As a Senior Mortgage Credit Adjudicator, you will assess residential applications, supporting documentation, risk, and compliance requirements. You will manage files from intake through closing, identify missing information, and provide practical solutions to broker partners. Your work supports nesto’s digital mortgage experience and its focus on transparent financing.Key Responsibilities:
Review credit, income, assets, and appraisal documentationIdentify and mitigate lending risks within authorityMaintain organized, verified, policy-aligned loan filesPartner proactively with brokers on complex issuesEnsure applications meet timelines without sacrificing qualityRequirements:
At least five years’ residential mortgage underwriting experienceAbility to investigate details and ask clarifying questionsSelf-driven organization managing high-volume file pipelinesExperience mentoring peers and working across departmentsFluency in written and spoken English and FrenchUse sound adjudication, risk assessment, and documentation discipline to help nesto deliver reliable residential mortgage decisions.
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