Surety Underwriter - Bond Specialist

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark , General Catalyst , Peter Thiel , Adam D'Angelo , Larry Summers , and Jack Dorsey .

Position: Surety Underwriter & Bond Specialist

Type: Contract

Compensation: $800/hour

Location: Remote

Commitment: 20–40 hours/week

Role Responsibilities

• Design realistic scenarios involving bid, performance, and payment bonds. Include single and aggregate capacity, work-in-progress analysis, indemnity, collateral, commercial and court bonds, and bond-default resolution.
• Create work products such as capacity recommendations, credit analyses, bond approvals and declinations, obligee form reviews, indemnity requirements, and claim-resolution strategies.
• Write "golden" reference responses at experienced surety-professional quality.
• Grade AI-generated responses against structured rubrics for credit judgment, capacity reasoning, contract and bond-form accuracy, and default-resolution realism.
• Identify misread financial statements, overstated capacity, confusion between surety and insurance obligations, mishandled obligee requirements, and unrealistic default or recovery strategies.
• Provide written feedback the research team uses to improve model behavior. Participate in onboarding office hours and calibration sessions.

Qualifications

Must-Have

• 2+ years of professional experience in surety underwriting, bond production, surety claims, or contract-surety credit analysis.
• Experience with at least one bond category, such as contract surety, commercial surety, court and fiduciary bonds, license and permit bonds, or subdivision bonds.
• Ability to read contractor financial statements and work-in-progress schedules and translate them into capacity and credit conclusions.
• Understanding of the three-party surety relationship and how indemnity, collateral, and subrogation differ from insurance loss payment.
• Excellent written reasoning, commercial and credit judgment, and high attention to detail.
• Ability to distinguish surety credit decisions from property-casualty risk underwriting and ordinary claim adjudication.

Preferred

• AFSB , CPCU , ARM , CPA , or comparable designation.
• Both underwriting and surety-claims experience.
• Experience with AIA and other standard bond forms, or with public-works statutory bond requirements.
• Contractor default resolution: takeover, tender, financing, or completion-agreement experience.
• SBA bond guarantee, funds control, or small and emerging contractor program experience.

Start Date

• Immediately ; applications reviewed on a rolling basis.

Application Process (Takes 20–30 mins to complete)

• Upload resume
• AI interview based on your resume
• Submit form

Resources & Support

• For details about the interview process and platform information, please check:
• For any help or support, reach out to: View email address on jobs.jobcopilot.com

PS: Our team reviews applications daily. Please complete your AI interview and application steps to be considered for this opportunity.