Credit Risk Modelling Data Scientist

The Data Valorization Department develops, monitors and maintains our credit risk models so that we can offer innovative financing products to our members and clients while ensuring Desjardins’s long-term viability.As an experienced Credit Risk Modelling Data Scientist, you help meet the organization’s needs for risk quantification and credit decision-making, as well as the development and maintenance of models and the understanding of member and client behaviours and credit habits. You lead practitioners on projects that develop and use credit models for the institution’s business activities.Your initiatives require extensive, in-depth knowledge of credit risk, current standards and regulations, and advanced statistical knowledge. You serve as a data use specialist advisor and subject matter expert for practitioners, as well as a resource person and coach for the team. You interact with a wide range of individuals working in related areas of expertise to understand and communicate issues and influence decision-making. More specifically, you will be required to :
Design, use and improve mathematical models for risk management and prepare associated documentation diligently
Ensure alignment and balance between business needs, risk management, and compliance with requirements and best practices
Lead or contribute to projects, initiatives or activities in your field of expertise
Serve as a specialist in your field of expertise for units in the organization and practitioners. Adapt information for different target audiences to make it easier to understand and, where applicable, support decision-making
Monitor the industry to understand and anticipate trends in your field of expertise to develop and update relevant best practices for the organization.
What we offer*
Competitive salary and annual bonus
4 weeks of flexible vacation starting in the first year
Defined benefit pension plan that provides predictable, stable income throughout retirement
Group insurance including telemedicine
Reimbursement of health and wellness expenses and telework equipment
*Benefits apply based on eligibility criteria.
#LI-Hybrid
What you bring to the table
Bachelor’s degree in math, statistics, economics, finance or a related field
A minimum of six years of relevant experience
Please note that other combinations of qualifications and relevant experience may be considered
Experience in credit risk management and quantification
#J-18808-Ljbffr