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Senior Automotive Credit Analyst

GM Financial

Analyze automotive credit applications at GM Financial while applying underwriting expertise, risk assessment, and dealer relationship skills in a hybrid environment.As Senior Credit Analyst, CDN Dealer Services, you will support consumer and commercial lending decisions. The work includes credit analysis, financial statement review, negotiation, dealer communication, and regulatory compliance. You will help maintain credit quality while providing responsive service across GM Financial’s dealer network.Key Responsibilities:
Analyze credit applications and bureau information for prudent decisionsAssess creditworthiness and recommend appropriate terms and limitsNegotiate loan conditions with automotive dealers within guidelinesMaintain dealer relationships through telephone communication and serviceEscalate applications exceeding discretionary limits with recommendationsRequirements:
Minimum two years of automotive direct lending experienceCollege or university business diploma or equivalent experienceKnowledge of lending principles and credit bureau reportsStrong financial statement, ratio analysis, and underwriting skillsAbility to negotiate transactions and mitigate credit riskApply automotive lending, financial analysis, negotiation, and communication skills supporting GM Financial dealer financing decisions.
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Vacancy posted 1 hour ago
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