Manager Commercial Credit Risk

Area(s) of interest:
Finance and accounting, Risk management
Location(s):
Montreal
A career as a Commercial Credit Risk Manager at National Bank means acting as a credit expert responsible for approving commercial credit applications. You will help maximize the quality of the commercial loan portfolio while supporting the Bank’s strategic priorities across the country. You will also develop and implement portfolio quality control strategies to ensure portfolio integrity while maximizing profitability and business development opportunities. In this role, you will stand out through your rigor, professional judgment, understanding of our partners’ business realities, ownership of files, leadership, and ability to develop effective solutions to have a positive impact on the organization.
Your role
Analyze, approve, or recommend financing requests in accordance with credit policies and National Bank’s risk appetite;
Work collaboratively to meet short turnaround times and effectively support the business line;
Ensure the quality of the existing loan portfolio;
Independently participate in various committees and special assignments;
Foster strong collaboration, provide coaching, and maintain ongoing communication with the business line and other stakeholders.
Your team
As part of the Risk Management sector, you will be part of a team of commercial credit specialists within the Credit Risk team, covering primarily the Quebec and Atlantic regions. You will report to the Senior Manager Credit Risk. The team’s mission is to ensure quality decisions and rapid execution of its commercial loan portfolios. We want to contribute to your quality of life by offering you as much flexibility as possible in your work. For example, we offer hybrid work (remote and in the office), work schedule arrangements to help you achieve work/life balance and flexible leave that you can take when it’s important to you.
The Bank values continuous development and internal mobility. Our personalized training programs, based on learning through action, allow you to master your profession and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times. You’ll also have access to colleagues with a wide range of expertise, experience and backgrounds to enrich all aspects of your development.
Prerequisites
Completed bachelor’s degree in a field related to the position and six years of relevant experience, or a master’s degree in a related field and four years of relevant experience;
Proven experience in commercial credit risk analysis;
Strong negotiation and influencing skills;
Strong analytical and synthesis skills, teamwork capabilities, and attention to detail;
Excellent knowledge of commercial banking products and services;
Demonstrated leadership in implementing new credit initiatives and/or managing special assignments;
Ability to make complex decisions within very tight timelines.
Languages:French
SkillsPress space or enter keys to toggle section visibility
Analytical Skills Commercial Lending Credit Risk Negotiation Risk Analysis Teamwork Decision Making Initiative Learning Agility Oral Communication Resiliency Written communication Analytical thinking Influencing Credit Application Review
In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:
Health and wellness program, including many options
Employee Share Ownership Plan
Employee and family assistance program
Preferential banking services
Involvement in community initiatives
Virtual sleep clinic
We have an offer that keeps up with trends as well as your needs and those of your family.
Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.
Making a bold move in a people-first environment
We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.
We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during your initial conversations. We welcome all candidates! What can you bring to our team?
Why work at National Bank?For an environment that supports your career pathThere are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.
For an inclusive and diverse environmentWe foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to our team?
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