Senior Residential Mortgage Underwriter

Lead Canadian home financing adjudication with deep mortgage underwriting expertise at Manzil, supporting remote work and Shariah-compliant products.As Senior Underwriter, you will own residential files from application through funding. Apply Canadian underwriting policy, assess credit and property strength, and maintain documentation quality. Your work supports ethical, faith-aligned financing screened to AAOIFI standards and overseen by Manzil’s Shariah Supervisory Board.Key Responsibilities:
Adjudicate residential home financing applications from application through fundingVerify income, down payment sources, credit, property, and appraisalsIssue approvals, conditions, and declines with clear written rationalesMaintain complete, accurate, audit-ready files and current proceduresCoordinate agents, clients, solicitors, appraisers, and funding activitiesRequirements:
At least seven years’ residential mortgage underwriting experience at a Canadian large bankAdjudication authority for residential mortgage filesKnowledge of Canadian underwriting, debt ratios, title, and insurance requirementsWorking knowledge of OSFI Guideline B-20 and FINTRAC obligationsBachelor’s degree and legally entitled to work in CanadaApply your adjudication, documentation, and policy expertise to strengthen Manzil’s ethical home financing in Canada.
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